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Happy Birthday ms_london
Have a bonzer day hun and don't drink too much of the amber nectar or you'll be feeling like a drongo in the morning! :beer: :D
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Hi everyone.
I would like to say hello.I am in debt and I am also stupid for allowing myself to get into this situation.I have nothing to show for my debt except lots of clothes and cosmetics.:o I'm around £20k in debt I have one bank loan and three credit cards along with car finance for another two years.If I carry on paying I'll be…
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I've read about people paying small amounts off credit cards
How do you do that??Do you just go into a bank and ask to pay £3 extra off you card?Am I missing something here?
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Trying to get out of the debt hole!
Hi, Have fallen to victim to a few classic mistakes (more than once) :o . Currently owe: £1500 overdraft £1500 parents £3000 0% credit card till Nov £2000 Mastercard (with an extortionate interest rate) What should I do? I am trying to decide on the best option; Do I apply for a loan to cover everything Do I tranfer as…
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OT? Help needed
Apologies if this is in the wrong Forum, but in order to save money (!) does anyone know if there are any free sites that track people's name's/addresses? I've tried 192.com but it needs credits? Cheers :beer:
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Who Are Isaac Bekoe ?
I've received numerous calls today from these people, each leaving messages on both home and mobile phones, along with 1 text message. Does anyone know who they are or who they represent. :confused: I've stopped answering my phone due to harrassment from a number of creditors:mad: They first called early this morning at…
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How long does your Quidco take to track?
I've got transactions from about 10 days ago not tracking and it's too early for me to query them (got to be 14 days) but I'm worried that I'm doing something wrong. I am clearing my cookies before using the links and I'm getting some through- Kelkoo for example, but I've spent 3 x £10 on bingo sites and only one has…
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Can you get a Default with no credit agreement signed?
Hello Is it possible for a company to lodge a Default against your name if NO credit agreement was ever signed. I don't think so but can anyone confirm this. Thanks
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Exifax/experian disputes
Hi - new here - and have a question.... ordered my statuatory copies of credit files and had on equifax 4 mistakes totaling 2,700 of debts that I don't owe (3 which are old loans/credit cards which I've paid off, have proof of etc and were showing with outstanding balances, one of which apparently I had monthly payments of…
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Coming back down to earth...!
Today I had a really great day with DD (aged 8) we had our 'Girl Day' where we do a bit of shopping and go out for lunch. We just had a few bits and pieces to buy her for school - scissors, ruler, socks etc I bought her a book too and could have gone mad, I really wanted to buy her a gorgeous pair of slippers but in the…
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MBNA are now chasing me by email!!!
It's true! They are! Got so fed up, I changed my home phone number. So now they are emailing me instead!!!! Easily done - I'm on AOL who block *anything* so added to spam list - I did reply though! "No. I will not call you. Please write to me instead. ONLY. In writing. The pen and paper stuff. Yes I know its a bit old…
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New Member - Some Initial Questions
Hi everyone As my name suggests I've recently turned over a new leaf so to speak. I'm five months into a Payplan arrangement. Approx I've got £25.5k left and I'm presently paying £450 a month to them. However I now need to move out of home, obviously I'll never be accepted for a mortage in a million years at the moment so…
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woohooooo after 4 years of paying back credit cards i`ve finally got there
woohooooooooooooooooooooooooo:j :j :j :j 4 years yes 4 yearssssssssss of paying off my credit cards and ive finally done it today! my balance is £0.00 on all 5 credit cards :D :beer: i never thought i would make it but with steely determination and will power i have overpaid by as much as i could each month. my debt was…
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Nightmare of debt.
Ok, I've jumped in with both feet, so..............deep breath............ I am disabled and manic depressive, for those that aren't aware it basically means that I spend money when on a high....lots of it and on nothing important. I now have debts of around £28,000. I am also on benefits. It all started 10 years ago when…
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debt worry/interest on account- ADVICE NEEDED
just registered with this website as i desperately need advice regarding an account i have (hope i am posting in the right section) to which i have been burying my head in the sand. this is the situation...... In 2001 i entered my first year at university and decided to open up a student account at a well known high street…
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£10 E voucher off Tescos shopping
Good Afternoon you gorgeous, gorgeous people I just received an email from Tescos with a £10 E voucher off online shopping - I dont use Tescos so I thought I would put it on here for anybody who does. XX-DY4D Happy Shopping Bams x.x.x
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soa of a recovering debter
hello, as you can guess from the id, postingalwaysposting is my daughter and she has sent me here for some help, here is my soa and my debts :o Monthly Incomings: My salary - £658.00 (two jobs after tax) Housekeeping from the children - £240.00 Benefits - £40.00 Total - £938.00 Monthly Outgoings: Rent - £260.00 Council Tax…
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Any1 want a head to head debt clearing sesh?
Hi guys, saw a thread on DFW about a head to head that started beginning of August. If anyone is interested in having a go at a similar thing then please let me know, i think it will give the much needed encouragement to "crack on" paying off some debts! Or maybe we could have the first person to save a certain amount? eg:…
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Second Job
I have an interview for a second job tomorrow evening in my local pub. Has anyone got any advice on taxation on a second job? What hours they work etc and how they find doing two jobs?
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Struggling with an unsupportive OH
This is my first post and I don't know if I'm really in the right place but anyhow here goes. My problems is that I really want to be Debt Free but my OH makes it so difficult. I know my debt is not as big as others on here but is enough to make me sick with worry. My partner and I owe about £17,000 betweeen us. The…
