📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help - Lloyds TSB question

loopyloulou_3
loopyloulou_3 Posts: 1,269 Forumite
in Debt-free wannabe
Does anyone know how much Lloyds TSB charge for returned DDs. My OH put a cheque into our account on 31st and it still hasnt cleared, which means our DDs have been returned - 5 of them - AHHHHHHHHHHHHH how much is this going to cost us?

thanks

also does anyone know how long a cheque should take to clear?
«1

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I think its £35 for a unpaid DD

    A cheque should take 5 working days although sometimes they can take 10 if going through a post office.
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • loopyloulou_3
    loopyloulou_3 Posts: 1,269 Forumite
    oh b*gger!
  • loopyloulou_3
    loopyloulou_3 Posts: 1,269 Forumite
    im gonna get OH to call them and try to get out of at least some of them! Otherwise he is gonna have to pay!
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Call them!
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    loopyloulou wrote:
    im gonna get OH to call them and try to get out of at least some of them! Otherwise he is gonna have to pay!

    If it's not happened before, you may find that they just refund any fees outright. They can see the cheque going through their system, so they know that you potentially have the funds to pay.

    You may just get someone nice on the phone ;) (otherwise it's a letter from the CAG demanding the money back :o:o:o)
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • loopyloulou_3
    loopyloulou_3 Posts: 1,269 Forumite
    i know this sounds stupid, but when ever i have called them before i get put through to a foreign call centre and end up arguing with them! i have the direct dial of my branch manager, am i better to call him or is that a bit daft?!
  • loopyloulou_3
    loopyloulou_3 Posts: 1,269 Forumite
    im making OH do it! I havent ever called them before about this kind of thing and it is OH fault for not getting his act together and getting the money into our joint account in time so he has got to do some of the work (and sucking up to bank manager!) for once!!
  • GreyPilgrim
    GreyPilgrim Posts: 1,636 Forumite
    Posted something in wrong thread...sorry
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    loopyloulou wrote:
    i have the direct dial of my branch manager, am i better to call him or is that a bit daft?!

    Absolutely call him!

    No offence to any call centre workers, but they are limited in what they can and can't authorise.

    Good luck!
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    loopyloulou wrote:
    i know this sounds stupid, but when ever i have called them before i get put through to a foreign call centre and end up arguing with them! i have the direct dial of my branch manager, am i better to call him or is that a bit daft?!

    USE THE DIRECT NUMBER.
    If you get put through to a call centre, INSIST on either being put through to your branch, or that your branch rings you.
    These people at the call centres have no personal knowledge of your circumstances, other than what comes up on a computer screen, and are, therefore, totally unqualified to give you advice.
    You may have gathered that I dislike foreign call centres:mad: :mad: :mad:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture