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Three debts paid off!
This is a bit buried in my diary, but Ithought I'd blow my own trumpet (not something I normally do!) Yesterday I got my first full month's moneyin the bank from AQA - £900.30. I paid off in full Next £122 Mint CC £382 OU Masters fees for 2006 £441 (I had a bit in the bank from work towards this if you thinking my maths is…
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trust deeds in scotland
hi there does anyone have experience of trust deeds in scotland?. Im thinking about entering into one due having debts of £21,000 which seems such a scary amount to me. I cant afford to pay hundreds of pounds a month to clear this debt, so think a trust deed seems the only option. any advice would be much appreciated.…
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Has ANYONE ever had a good experience with a DCA?
Im sick to death of being bullied, harrassed, thretened, humiliated, angered and upset by these people.:mad: Has anyone ever ever ever ever ever ever ever had a good experience with them? Mike...
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Basic Bank account with Solo Card
Hiya, Does anybody know of a Bank that offers a Solo card on a Basic Account other than Natwest please? Thanks James
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SRJ-Who Are They????
Hi My neighbour knocked earlier and said she had a phone call this afternoon from a lady and asked if ***** (me) still lived next door? Neighbour said yes but she is very ill....neighbour got suspect and asked who it was and the lady put the phone down. Neighbour did 1471 and wrote the number down, which I have just called…
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Clear the debt during interest free periods
This is a cautionery tale concerning store cards and buy now pay later offers. I have just made a cheque out to Argos card services for £212 and will be glad to see the back of them. November 2003 I took out a store card with Argos with a £200 credit limit on it and spent £195. I was hopelessly strapped for cash and I…
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what moneysaving thing have you done today?
I always find this thread inspiring so here goes: Today I: Got up earlier than I wanted to and made my lunch Paid my expenses from work (they come in cash) straight into the bank - this doesn't sound like much but normally the cash hangs around in my wallet and disappears over the course of the week.... Used ReadItSwapIt…
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the man who stole the boots
just curious as to what happened with this person who took the boots from his work for someone who was leaving, have looked for the topic but cant find it thanks
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Need to rant. Sorry.
I changed my phone number to avoid getting calls from my creditors but one in particular insisted on a number of some sort. so, i gave them my mobile number. I spoke to them on the 31st of august and offered them a payment of £100 a month for now while we get back on our feet a bit more. They said as the debt is so large…
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SPAM - beware
I have had this sent to me as a private message - it is spam - beware- how do i report this to the board? From :RITA AMANDA. From :RITA AMANDA. Abidjan, Ivory Coast West Africa. E-mairitaamanda0@yahoo.fr) My Dear one, Permit me to inform you of my desire of going into business relationship with you. I got your name and…
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advice re settled debt
Son has tried for morgage but credit scoring lets him down due to settled debt with abbey national for £160 which has another 3 years left on his file.Any suggestions for morgage advise...seems so unfair to br blacklisted for such a small amount ...many thanks Anderson
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Full and Final Settlement offered what should i do?
Hi I have a small credit card debt that has gone to 1st credit debt collectors, they have been hassling me to pay something towards the debt but have not been able to until now. A week ago the sent me a letter stating that if I don't pay anything then they would go to court blah blah. But today I got a letter saying FULL…
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Debt Collection Agencies
I signed up for a book club and they never sent me any of my books bar the first 6 that were free if you bought 6 more. I emailed them for months, wrote and called them regarding this and regarding that I wanted to cancel my contract - which they did. BUT then they sent me a bill for £100 for the first 6 books. I called,…
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Good Lenders/Brokers???
There are so many awful stories on here about rip-offs, terrible service and downright scams from financial firms!!! To redress the balance a little, does anyone have any stories about GOOD or otherwise praiseworthy service from any lender or broker?
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Help Please Debt Worries
Hi First time on a chat forum: Recently the debt has started to mount up and i'm finding it very hard to control. The main issue is no-body seems knows and therefore i keep on living the way i've been living. It's only started to dawn on me how much trouble i'm in as i've been refused credit recently. and the debt is…
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RBS Settlement
I owe RBS £20k out of £50k total and want to offer them a full and final settlement. I have written some time ago but received no reply! Does anybody have contacty details including a phone number. Also, does anybody have any experience of dealing with them or know a likely stllement %. Other's I owe to are - Equidebt, CL…
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Snowball calculator...
where has it gone? I've been trying to go to Whatsthecost from my favourites menu, and through Google, but am getting a blank screen.
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Newbie wants to be debt free looking for help and support
Hi I've been reading this forum for a few weeks and have finally waken up that I need to sort out my debt. I've listed everything I can think of. I have an overdraft facility of £1500 (interest costs around £5 per month). My dh doesn't know about my debts (except Cahoot loan - for car) and for now I can't tell him. Please…
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Savings vs debt dilemma
Hi all Just A quickie. Many of you know i havent been well recently and I havent been able to pay my debts off at the rate that Ive wanted to ( ha who can!) and although we toyed with having savings, we dont have them. Ive always been in favour of paying off debt instead, im not even in the £2 club. Anyhow, Ive not really…
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expensive car payments!
my car payments have become too high due to a change in personal circumstances. I have got the settlement figure for the finance which is £1180 higher than the value of the car. This means I can't get a cheaper car due to the negative equity. I have only had the car for 1 year. Has anyone got any solutions.
