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£300 in One Month
I have a bill to pay for my settee that is due by the end of October. I want to clear it so I dont start incurring interest on it and don't want to put it on credit cards or use my overdraft so I need to earn £300 extra to have by the end of October (I think its the 28th I have to pay it by). As of 29/09 I need £300 I am…
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Old Mobile Phones
Is there a way to make money on these? We still to have loads lying round the house. Some of them are really old though and probably don't have boxes for them.
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my stupid HR department!! can my old bank stop my transaction?
I knew things were going too well!! have changed bank accounts as a large part of my debt is with my old bank, set up all my DDs on my new account and have had 3 out of 9 acceptances was due to be paid today so all DDS were due to come out of the new account and my company have paid my salary into my OLD ACCOUNT:mad: :mad:…
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Want to dump it - can I?
I'm contracted to Orange for about another year. I pay a standard £25 before anything else but my bills are really expensive (£50) at the mo and I really want a PAYG. Anyone any ideas what I can do? Also how much is a PAYG? Little L x
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credit score
My credit score is not to good well it could be better.The problem is i have paid credit cards or store cards late i have no ccj or anything like that.I was wondering if i paid everything on time from now on how long would it be before my credit score inproved?also when it says things are taken off after six years is that…
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rude phone call
hi ive got 13000 grands worth of unsecured debt im unemployed but was given credit whilst on dla now its been stopped so im up the creek ive been to cab theyve wrote to my debtors but ive just had a call from a solicitors acting for one of them telling me they gonna take me to court and get the money owed taken off my…
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Advice Needed Please
Hello As i have mentioned previously i am in serious un-secured debt (around £84k) over several credit cards & loans. To make things worse i foolishly lied on some of the application forms re salary & housing status to get the credit. I have swithed my bank a/c to one not connected with my creditors & i am going to change…
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Spending diary???
OK.. Today is pay day. Want to start a spending diary but not too sure how I should do it? Should I just do a running total of my bank balance or what im allowed to spend only What do you find is best??
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hello i am new
hello i am new to this sight, i have read lots of good advise on this sight , so have just started a DMP with cccs, but i have a question if anybody can help we took a loan out with universal credit who then changed to paragon finance, on this sight a while back someone mentioned that if your loan was a universal credit…
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Prepaid Mastercard From Western Union
Has anyone heard about this? :confused: Apparently you put money onto the card and are then able to use it like a normal Mastercard. Benefits being you dont get into debt because you can only spend whats on there, but you can use it anywhere where Mastercard is accepted. I am going to New York next year and would like to…
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Halifax Head Office - Address
Hey/ I just googled this and got a few different addresses. Can anyone confirm the address? Thanks
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Legal and Trade Collections Ltd
Has anyone had any experience of dealing with this DCA? Husbands Next account has just been transferred to them after months of threats from Next. He is dealing with his finances through CCCS and Next were the only one not to accept the plan, paying £5 a month on £100.91 owed (they wanted £10 a month)
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Should I quit my job?
Hi Guys After my LB moment last year I took another PT job 20 hours a week. My original PT job is 8 hours and I have a business that I run from home. My family want me to quit one job-the 8 hour one and use the time to concentrate on my business, which has the potential to earn more (£20+ an hour compared to £5.75 for job)…
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panic time
my bf has just been told that creditors might want him to sell his car. it is japense racing car... his dream car so he is totally gutted, espically as he has spent loads on it. i know some may think he should but there must be another way? he is going through the IVA route, and is awaiting creditors meeting. any…
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debt collection question
just wanted to check something really as have been trying to help my friend get her finances in order. If someone has a debt, and the company to whom it is owed get in touch to recover said debt just over 5 years later, can they still recover? I only ask because back in the days where i was a recovery officer for the…
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Has anyone lost weight themselves--not paying out to go to a slimming club?
Hi Has anyone managed to lose weight themselves without having to pay each week to go to a slimming club? I have joined WW in the past and managed to lose a few pounds but then I find i am struggling each week to afford the £5 fee! Can it be done without going to a club? My OH is very slim and tells me to just cut right…
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Got that Friday/Pay Day Feeling
and its dangerous..... really really really tempted to go shopping at lunchtime ahhhhhhhhhhhhhhh
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How much have/will you spend today Fri 29/9 & end of challenge!
Good morning DFWs :hello: Hope it's a good day for everyone! I imagine all of us not working at the weekend are in the same boat - exciting about the end of the week! ;) :j Blooming miserable down here and it's about to rain any second now. Nevermind, I've got a lot to do at work and home and need the bad weather to help…
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Stunned!
Having just started my DMP a letter from MBNA arrived this a.m.. :eek: When I opened it I could'nt believe it! They've accepted my offer, stopped all charges, interest etc... AND it was a really nice letter. They said they were sorry to hear about my circumstances etc... Just goes to show does'nt it :confused: Little L x
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Free of debt or poor?
Hi, I just start my career, I am at the cross road here. Either I save my money and live poorly before buying thing or I buy lot of thing by taking loan. Which is better, save the best for last or live while you can?
