Stunned!

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LittleL_4
LittleL_4 Posts: 714 Forumite
in Debt-free wannabe
Having just started my DMP a letter from MBNA arrived this a.m.. :eek: When I opened it I could'nt believe it! They've accepted my offer, stopped all charges, interest etc... AND it was a really nice letter. They said they were sorry to hear about my circumstances etc... Just goes to show does'nt it :confused:

Little L
x
Debt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts
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  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    First Anniversary Combo Breaker Xmas Saver!
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    :T well done. it's always nice when someone listens isn't it? good luck with your dmp. x
  • rog2
    rog2 Posts: 11,650 Forumite
    First Post Combo Breaker
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    MBNA being nice - Are you sure it's not a scam:rolleyes: :rolleyes:
    Seriously though, best of luck with DMP.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
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    See... They are not that bad when you speak with the right people !
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
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    ood luck with it.. Hope you notice a difference in your quality of life already ...

    Mike
  • mleonard79
    mleonard79 Posts: 1,616 Forumite
    First Anniversary Combo Breaker
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    That's excellent - well done :beer:
    :hello: :hello: :hello:
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
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    Aww thanks guys I do feel sooooo much better already. Quite emotional actually. I was dreading their letter and honestly could'nt quite believe it!

    Little L
    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:     proud to be dealing with my debts
  • Toomuchdebt
    Toomuchdebt Posts: 2,128 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
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    Wish MBNA would be that nice with me
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • ocset
    ocset Posts: 144 Forumite
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    Sorry newbie question, what is a DMP?

    tia
    :j I'm keen :j
    :mad: The name has been changed to protect the innocent:mad: Well almost :D
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
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    Great news
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • kathfisch
    kathfisch Posts: 3,042 Forumite
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    ocset wrote:
    Sorry newbie question, what is a DMP?

    tia

    Welcome! :hello:

    A DMP is a Debt Management Plan... whereby people may be able to have interest/charges on their debts frozen and pay a reduced amount according to their circumstances.
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
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