debt collection question

hippyshaker

just wanted to check something really as have been trying to help my friend get her finances in order. If someone has a debt, and the company to whom it is owed get in touch to recover said debt just over 5 years later, can they still recover? I only ask because back in the days where i was a recovery officer for the council, i recall not being able to recover debts over 5 years old due to some statute law or simerlar. Is this the case or am i thinking of something else? tia hippy. x

rog2

It is SIX years before a debt becomes statute barred, and there are conditions.

file_wizzard

hippyshaker wrote:

just wanted to check something really as have been trying to help my friend get her finances in order. If someone has a debt, and the company to whom it is owed get in touch to recover said debt just over 5 years later, can they still recover? I only ask because back in the days where i was a recovery officer for the council, i recall not being able to recover debts over 5 years old due to some statute law or simerlar. Is this the case or am i thinking of something else? tia hippy. x

Statute of limitations will apply after 5 years in Scotland, and 6 years in England, however as Rog2 Correctly states there are conditions, and the law is designed to protect people, not assist them in wilful avoidance