-
Anyway... its friday
what you drinking? large glass of vino for me - medicinal to make me feel better about naughty breaking down car!
-
Mystery Shopping
I've done one and got paid for it, but had to back out of one today because they wanted me to log my report before midnight tonight. Seeing as I would have only done the assignment at 8pm, thought I didn't have enough time. There are others that give you 12 hours to complete it, but if I do it at 8pm, I can only complete…
-
Bankruptcy info required Please
Hi I am hoping someone can give me some advice. I will not go into details about my situation as it is very long. The shortened version is that I have just found out today that I have been made a bankrupt in Scotland over a month ago. I was involved in a business partnership , which I belived I had no legal involvment in…
-
Bankruptcy - Employment Implications
We are scheduled for a bankruptcy hearing on 23 October (a lifetime away, it seems) and one thing is still unclear - will I lose my job? I am a restaurant manager; the bankruptcy form states that directors/owners of companies, and those involved in the managment of comapnies/businesses are affected. I assume I count among…
-
Is MIcrosoft Money any good?
Just wondering if anyone uses it and if it will help with beginning to manage our finances? Is it just as good to use a spreadsheet in Excel? What are the benefits of MS Money? Thanks for any help.
-
Approval / Rejection for Barclaycard?
bon apres mon petit souffles, i applied for a Barclaycard about a week and a half ago (or maybe 2 weeks - i forget now) - and they have carried out a search on my credit file. now how long should i wait to find out if i've been approved or rejected? i applied online....
-
how long does it take for credit rating to improve?
I have tried to open a new joint acc for me and my OH, but due to his bad credit rating we were refused by Halifax (incidently who we already have a mortgage with) and I was wondering how long it takes (now he is on top of his payments and hasnt missed any for a long time) for his credit rating to get better. thanks Lou x
-
thought i was doing so well this month
I had £170 left as i have been so good this month, when car tax reminder comes through the door, and then car breaks down costing me £70 to get fixed. Grrrrrrrr Also a cheque I wrote for £100 hasnt been cashed yet - I sent it weeks ago and know it will go out just before pay day to push me over my overdraft. Grrrrrr I was…
-
Retail Eyes registration - how long?
I signed up for retail eyes yesterday and am wondering how long it takes for them to approve your registration?
-
Bad Stuff, Good stuff
Just thought I'd do a little update on how things are in the Triker household. Bad Stuff, sigh, overdrawn again, found out today that a cheque to pay for a school trip has only just drawn and put me right over, bum.Due to my reckless attitude by not properly checking my account I had thought it had already gone out. Have…
-
Equifax
Need to cancel my membership with both experian and equifax. Have just phoned experian who I was able to get through to someone and cancel both mine and my husbands reports but when I try and ring equifax it is all automated and asking for a number that can be found on page one of the report but I can't find the number…
-
I've really had enough!- sorry its a long pathetic one.
Sorry everyone this is a groan / crying/ tantrum post ... purely posted for selfish reasons ... but I know others use this as an outlet.... I really have had enough. We , me and OH, are 18 months down the line since we first went with CCCS and thanks to Lloyds TSB we are more in debt than we were thanks to them never…
-
do u think this is a debt?
Got a postcard this morning addessed to "present occupier" which along with the address is hand written, on the back is a printed sticker saying: "please contact 0144 2560 201 and ask for Natalie as soon as possible. This is an urgent matter. Thank you" I'm paying my debts through an admin order and as far as im aware dont…
-
debt not showing on your credit report
hi there, if you receive a letter fm a DCA, but the debt is not showing on your credit file and you think the debt is most likely yours, but you're not sure what should you do. (this is almost academic now as the debt has already been cleared but am now just thinking about it and thinking perhaps it doesnt add up and…
-
Arghh dead boiler!
I need help making a money decision. As you can gather by the fact I'm on this board money is a bit of an issue just now. We are saving every penny to get a debt the the IR paid of asap...and the boiler has died. It is an ancient looking monster of a thing and what we can't decide is whether we should be trying to repair…
-
8.10am call from Littlewoods
I pity the poor woman who got me out of bed with her chirpy scouse accent at 8.10 this morning. I asked her to call back. She said they opened at 8 - i told her that i didn't. RUDE????? Not the word for it! I told her to call back - she then said she would pass it to a debt agency ... I told her to crack on ... Then she…
-
How much have/will you spend today Friday 22/9?
Good morning lovely DFWs :hello: Gosh it's miserable down here today! This September is the oddest ever. Still, I feel positive and sooooooooooo glad the weekend is finally here. It's been an expensive morning with one thing or another. Cards and donations to 3 colleagues that are leaving :eek: (lucky sods :rotfl: ) left…
-
credit reports from all agencies
Morning All. This morning my partner got a letter to contact the local council regarding council tax debt (we have none) , when she called she was advised that they have been informed by another council that she has unpaid council tax in an area she has never lived. strangely who ever this person is that hasnt paid council…
-
Job Interview... Monday....
Well some of you may remember back in July I was really dissapointed with my pay review with my current employee. Well I've started a very good recommended course in my field (all paid for!) and thought I'll keep my eyes open for anything other jobs of interest as my department have had a service review which means my role…
-
experian credit report??
having just received my experian report i am a little confused. i was declared bankrupt in oct 01 with 3 or 4 large debts on loans and credit cards, since then i have managed my finances well but with nothing on credit apart from telewest which updates experian. now i fully expected to see defaults from these on my report…
