-
How can I make more money?
Hi Guys, I'm feeling a bit stuck at the moment. I'm doing SO MUCH to make every penny count and pay off debt, but it just isn't going fast enough for me. I'm in ehallet's "Head to Head 1K challenge", and it seems like the day I signed up, all my incomings slowed down! So what I'm after is some tips on how to get more money…
-
Unsupportive OH?
I've just had a barney with H. He found £26 in 2 accounts that he hasn't used for years. Gleefully I said 'great, can I have it for my challenge money then?' (the £1k challenge) and he got all uppity and sparked on about it beign the last of his inheritance. Fair enough but the debt we have is HALF HIS. He has already…
-
My new venture *** update***
morning all! Things are going great recently. When I joined MSE i owed nearly £10,500.00 I was on income support with no hope of finding a job that would let me have the time off i needed to with four young children and my third son who is disabled and a baby, childcare just wasnt available, so for a long time I have been…
-
Just got my credit report.
I just got my credit report from credit-expert and I'm a bit suprised - theres some stuff not on there that I think should be showing (my current utility supplier, the problems I've had with rent, plus my old Lloyds credit card and my current overdraft). Theres also a CCJ :eek: on there that I don't recognise. Its for an…
-
Goals for week - 13 August
It's that time of the week again. Here's last week's thread. Another mixed week for me: spending more or less on target, lunch to work and no-alcohol days still severely lacking. * Carry on with spending diary. This week's maximum is £90 for everything. -- Done (kind of). Kept spending diary, spent £91.42. * * Take lunch…
-
Lightbulbs, Cookers, Fridges and Cars :(
Dishwasher aswell, all of them have either broken or died over the last 3 months. I was doing so well in May, was focused, meal and budget planning, stopped smoking, felt organised and even positive. Hubby is a good clever man and has dug us out of the white goods meltdown, only one under manufacturers warranty was the…
-
Cash paid in via ATM
:mad: I am confused and livid!! I paid in some money into an ATM located in my Halifax B.S. branch. I did this because the queque was very long, with only 3 staff on Sat morning and that last Sat I couldn't stand for too long as I have just had both knees operated on. From previous experience I know that the machines get…
-
Need Help With Settling Debts Urgently.
:cry: I have reached the stage where I must sell my house to pay off debts. I owe £47,000 plus £58,000 on my mortgage. I am self employed but have not generated any income in at least 8 months, not due to trying-I swear. I am willing to pay off all of my debts with the residue of the house sale (house is worth approx…
-
Almost off the wagon!
Alway here but not always posting! Many thanks to all you regualar mse posters, have got lots of tips. Last week I felt like I had fallen off the wagon, but i think it was the lack of checking up on the total picture of where my money was that was the problem.! Plus OH major summer BBQ took my spare pennies. £130 instead…
-
help with moneyclaim!!
I am filling in the form on moneyclaim and am stuck on the 1st page!!! I am claiming against capital one and just wondering what i put in the particulars of claim box and if i put yes or not to next questions of human rights and reserve the right to claim interest! If some one can redirect me i would be so grateful!!! xx
-
NTL want me, they really want me!!
Had quite a result this week trying to cut back on monthly outgoings Phoned BT and told them I wanted to switch from NTL as bills were getting higher and higher each month (with a plan to have BT line rental and then cheap call provider) Arranged everything for the switch-over. About 4 days later got a call from NTL saying…
-
I'm fat, my daughter has nits and I've ran out of money.
Hello, think I'm having my lightbulb moment. Been in tears most of today, have gone from being fairly pleased with myself midweek having been really careful with my money to sobbing my eyes out today when I went to the cash machine and am am overdrawn on my £3000.00 overdraft and won't get paid until the end of the month.…
-
MY SOA as duly requested!!!!!!!!!!!!!
ok, not totally sure i'm doing this right but i'll try my best. family = 2 VERY young toddlers +OH income = £900 monthly oh= £450 monthly rent £250 council tax £88 store card= £650:29.9% £23 store card=£120 29.9% £8.12 credit card=£1000 not sure of apr £20 credit card= £1300 5.4% £35-arrangement credit card =£400 12% £35…
-
Knock Back!!!
Well today i have received a letter from Capital One stating they are not refunding charges so now i begin my claim! I didnt want to get to this stage but i have to now! especially as they have added a further £80 of charges this month!!! God damn when will this end!!! What do i do now!!?? xx:confused:
-
Refused Credit...Help!
Hello This is my first post, I hope someone can give me some advice. My wife and I today have been refused credit for £2500 for a fitted kitchen. I have checked my credit report using Experian, it shows an old "debt" I still owe of £68 to Singlepoint (now Vodafone) and a big red 8 showing I have defaulted. I'm sure that I…
-
Need Some Advice.
Income £230 a month. Outgoings Bills Jay/March Loan 58 Bus Pass 42 Barclays CC 11 Capital One CC 10 PC Finance 30 Mobile Contract 30 Catalogue - Not sorted repayment yet. Money thats left over a month is usually for food.
-
Boyfriend moving in
Hi guys, I'm a first time poster, but a long term debt free wannabe. Have been reading the forum for a while, and have acted on loads of advice - thanks everyone! My query though - my boyfriend is moving into my house next month. Can't wait, and will also be able to pay my credit card off using the rent he'll be paying…
-
Advice & a hug needed
Reading other posts on here has made me realise that its time I faced up to my problems too. Over the last six months my finances have just been getting worse and worse. I have been under a lot of stress which has caused me to become depressed (now on anti-depressants) and stupidly I have also become addicted to online…
-
WooHooo!! Debt free here I come!
I'm a bit excited :j Just finished rearranging my credit card debts and have been able at last to do an accurate snowball calculation. With my current debts (cards and loans)at around £39000 I could be debt free by November 2009:D This is assuming I don't increase the amount I am paying off, which is a possibility, so I…
-
Saturday Night Party
As it's Saturday and due to ongoing work committments I haven't been around much lately, have decided to throw a saturday night Fancy Dress Party with a 70s theme. Got some beer and wine from a cash n carry and some pizzas and nibbles, hope you will all join me. Let me know who you are going to be ;-)
