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I'm fat, my daughter has nits and I've ran out of money.

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I'm fat, my daughter has nits and I've ran out of money.

edited 30 November -1 at 12:00AM in Debt-Free Wannabe
213 replies 41.1K views
TrikerTriker Forumite
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Part of the Furniture Combo Breaker Debt-free and Proud!
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edited 30 November -1 at 12:00AM in Debt-Free Wannabe
Hello, think I'm having my lightbulb moment. Been in tears most of today, have gone from being fairly pleased with myself midweek having been really careful with my money to sobbing my eyes out today when I went to the cash machine and am am overdrawn on my £3000.00 overdraft and won't get paid until the end of the month.

Really felt that I'd started to get a grip on my finances. Had a huge sort out last weekend of stuff for ebay, cleared loads of junk from my compulsive shopping. This used to happen regularly set off by thoughts such as, oh the house needs cleaning, I know instead of cleaning it I'll go out and buy something that will magically transform my messy home into.......a more cluttered, messy home.

As a generally upbeat and positive person I've compiled a list of positives and negatives.

Negatives

Being overdrawn on overdraft. No savings. My daughter has nits.......well if I cast my mind back it's hard to think of a time when she hasn't had nits. Seemed to stem from nursery and I don't think there has been many times that I have managed to get her completely clear without the next hairwash finding more of the [email protected] Before you all say 'ugh', I promise you I have tried everything, every lotion, potion, oil, chemical and nit zapper going. Short of shaving her head or napalming her hair I have to carry on regardless. Always clears in the hols but when back at school or when she plays with some other kids it starts again.

I'm fat, yes I truly am. I am point blank refusing to buy any more clothes (actually have no choice as have no money) but if I had the option then I wouldn't. Was a happy size 12/14 many centuries ago, something happened (think it was connected to excess food consumption in some way !!) and erm well I'm fat and fed up.

Of the mountain of clothes that I left, I think only 3 items fit.I have about £8000 credit card debt and a CCJ.Can appeal my CCJ but haven't quite got round to it probably because I'm disorganised and lazy. (Reminder to self please give (me) a strong kick up the b-m)Can't get smilies or any gaps in my postings to work so this is going to look like one great big paragraph.

Positives.

lovely hubby who has given me £300 to try to clear the overdrawnness on my overdraft. Says will support me throughout the rest of the month, financially. Two lovely children along with lovely hubby, nuff said, love them all to bits.A house to sell as soon as I can get down to it (I live 250 miles away)have booked leave from work and will be going to sort out getting it on the market in next 2 weeks.Our cat, who loves me whether I'm fat and skint or not.Brackets, I love them (do you?) they are all I've got as I have no smilies. MSE, my new addiction, great 'ere innit? Right I'm off, feel a lot better for getting that lot off my (ample) chest, sending you all a wry smile and a 'right I'm going to get on with it' look. Cheerio
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DFW Nerd 267. DEBT FREE 11.06.08
Stick to It by R.B. Stanfield
It matters not if you try and fail,
And fail, and try again; But it matters much if you try and fail, And fail to try again.
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Replies

  • Ewwww buy a coconut and rub the milk stuff on the childs head. How awful for you, they say that there is always somebody worse off, but with you i'm not sure.

    HanK
  • elantanelantan Forumite
    20.5K posts
    Part of the Furniture 10,000 Posts
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    stop right there ..take a huge deep breath ...breathe in breathe out ....and again ...you will get there ..one step at a time and you will find that when you get control of one thing the others will soon follow... there is so much help here and so many people willing to help so you have came to the right place firstly as everyone on here will say post an soa look at the sticky by ss he hit's the nail on the head ..once you have done that we will see what we can work on next ...but remember deep deep breath and chill help is on it's way
    march 2011-july2019 8 years and 4 months ... or 100 months and counting
    "what would you do if you knew you couldn't fail.... enjoy the adventure" " to my own self be true"
  • Guinea_2Guinea_2 Forumite
    505 posts
    BIIIIIIIIGGGGGGG HUG goes out to you!:grouphug:

    Sorry to hear about all of this going on with you.

    Regards to nits.....have you tried putting conditioner on your daughters hair and leaving it on, then taking a nit comb and going through all strands of her hair. This does take a while but you have to go through it in detail to make sure that any eggs/nits are out of her hair. Then when you're sure that they have all gone you can wash the hair through. This seems to be the best way!

    Sorry can't be any help with anything else!:rotfl:
    :love: Baby Bump born 4th March 2010! :kisses:
  • TrikerTriker Forumite
    7.2K posts
    Part of the Furniture Combo Breaker Debt-free and Proud!
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    Hi Hank, cheers for that does this mean I'm famous? You've got me giggling.
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
  • Triker wrote:
    Hi Hank, cheers for that does this mean I'm famous? You've got me giggling.


    lol, probably, i got a coconut to rub on my kids head but I couldnt open it so I threw it against the wall of my house to break it, it bounced and cracked my car windscreen :( lessons learnt.
  • keep your chin up
    do you know the song {i get knocked down but i get up again} well it always helps me.Things can surely get no worse,if you have started to sort your finances then things will get better.
    I too have a s***t couple of months,but things looking better just got a job after a nearly 6 year break start in sept when dd goes to school fulltime,that is also very sad.
    well keep your chin up big hugs
  • TrikerTriker Forumite
    7.2K posts
    Part of the Furniture Combo Breaker Debt-free and Proud!
    ✭✭✭✭
    Hi elantan and guinea, cheers for your replies.Elantan, I am breathing, I really am, in and out and again. LOLCheers for replying, all helps.Guinea I kid you not I have tried everything for the nittage crisis. I have also cried tears of frustration over this but just nitcomb daily and use a oil with neem in it which appears to put the little [email protected] off slightly.
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
  • lynsayjanelynsayjane Forumite
    3.5K posts
    Xmas Saver!
    oh darling. i really don't know where to start. big hugs for everything. afraid i can't help with the nits thing, good news- they nly go to clean hair. so maybe don't wash her for a few weeks :confused:

    the money situation. get yoru soa on here (if you haven't already done so) and let the vultures(term of affection!) pick over it and see if we can't help you somewhat. dont let it get you down, it's not always uphill, there will be good times and bad times, but you'll get there. and we are always here to hold your hand at the bad bits.

    the fat situation i can relate to most. until recently i was fat, and by some folks standards i still am. i tried dieting but it never helped. i suffer from an underactive thyroid which doesnt affect meon a daily basis, but lowers my metabolism making it a hundred times harder to lose weight. i joined a gym again in jan and lost a stone since (lost two stone the first time i joined two years ago). i still have about a stone to lose till i reach my perfect weight, tho the doc said a couple of weeks ago my current weight is of no risk to my health :j tho i havent lost in the past couple of months, i've hit a rut. anyway the point is i know how you feel, but with a little effort you can shift that belly! and just remember, it sound slike you have a lovely hubby who obvioulsy adores you just the way you are!
  • Guinea_2Guinea_2 Forumite
    505 posts
    Argh! Right....who does she get them from? Shave THAT childs' hair! :D I find that as a teacher I am at risk of getting the dreaded nits but so far I (touch wood) have not had them. I am told that this is because I always plaster my hair in conditioner. No, I do not go into school with conditioner on my hair but I wash my hair in it ever night. Just the cheap Tesco's stuff but it's worked for me. Actually, knowing my luck, when I go back to school in September I will probably get them the first day!! :eek:
    :love: Baby Bump born 4th March 2010! :kisses:
  • get out of the house tomorrow. strap up the children, get walking, start slimming back down into those clothes. as something gets too big for you, sell it, then you wont be able to afford to put weight on.

    you obviously have a good sense of humour and a good relationship. we can work on the rest :)
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