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Self employed please give me a telling off!
Hiya The only way i'm going to make decent extra money is to drum up more business. I know I am good at what I do but i'm not very good at selling myself. Not very good when I'm self employed and I need to sort this out big time! In the last few months I have; 1) advertised in the yellow pages (not sure if this will pay…
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Egg Card?
Good Afternoon my little chickens! Currently, I have 1 abbey credit card with a 0 balance and about a £3k limit I also have 1 Egg credit card with a balance of about £2.5k and a limit of £3k also. The reason I have kept my abbey card open is because they said that when my 0% BT anniversary offer on my egg card runs out at…
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at last things work out for us.
:j we have been looking at getting a mortgage recently as a few bargain houses have come up in an area we would love to buy. found a house that is on the market for 99,950 and the ea told us there has been little interest since the house went on the market in april and only one offer. we aregoing to have a look at the…
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What should I do next?
Hi, I have been visiting this site for a while but have only just registered and this is my first post.....please be gentle with me! This is my situation.... I am 25 I have 3 children ages 5,3,1 and one on the way in 8 weeks(last one!!) as I am at home most of the time getting bored with the usual daily chores and…
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ING? Can you help?
Hi I have a question from a friend who is interested in opening an ING account. How long does it take to transfer money between your ING account and main account, and vice versa? Many thanks for your help... We have looked on the website and it does not say! Lo:confused:
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Debt Free Day Came Early!!
Hi Folks...Just want to have a little jump up and down...I AM NOW DEBT FREE!! A little history.... For the last goodness knows how many years...well 8 really, I have been living with a consistent debt of around £3-5K...depending on circumstances each year it would go up or down, but always around the same. In April, DH and…
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I've had my lightbulb moment!
Hi this is my first post, I hope I've taken my first steps to getting out of debt. My lightbulb moment has been triggered by Barclaycard messing up a balance transfer from my Natwest credit card. £700 has been credited to my Barclaycard account without coming off my Natwest account! I'm currently in the process of trying…
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self employed Vs employed
This is more of a moan really, but sometimes it just feels good! I am self employed and waiting for nearly £2K to come in. And waiting, and waiting... I am having to call creditors to ask them to wait and it's just not fair:mad: The companies in question tell me i have to wait for their monthly cheque issuing day which of…
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Negotiating with a creditor?
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Eek! been on holiday - spent a lot of money
Hi All Newbie moneysaver here returning to the fray after being on holiday! We went camping in Wales and got rained on! so called moneysaving holiday which didn't quite work out that way! O.K. so I got a good deal on the campsite and the train fares but unfortunately spent a lot on food etc... felt bad about it but what…
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Advice needed re helping son out!
Hi My 20 year old son is going in to his 3rd year at Uni next month. He doesnt actually live with me----he has lived with my ex, his dad, for the last 3 years. Long story, but when he turned 17 he thought it would be better living there as dad was happy for him to come and go as he pleased LOL(another long story but at…
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Quick money making tips pls
Hi I now need to clear my 2.5k of debt asap. Reasons being, wanting to move to a bigger house and I will need to pay towards mortgage/ wanting to start a family next yr/ possibly reducing hours at work aaaggghhh, am so fustrated I have worked out what I pay out and what I earn and i should be mega rich but it never works…
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Egg money card?
Hi all, I have just read on the thread by Jo_R regarding different bank accounts and some people mentioned the egg money card, now call me a dunce but what is this?? Any why haven't I heard about it?? Can anyone recomend/ tell me horror stories about it? Is is a credit card? Thanks in advance for your help!
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Debt collection agency letter - advice?
Hi, I'm not sure if this is relevant to this forum or not (it's my first post) but if anyone could point me in the direction of some advice I'd be really grateful. My husband has just received a letter from a debt collection agency, regarding a £600 utility bill from one of his previous addresses, however the bill covers…
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shopping allowances
After talking to a debt managment company:mad: They informed me that the average family (2adults 2 children) were entitled to £120 a week for shopping as this is the average amount spent, they allow you at least £480month for shopping. Makes you think doesn't it-the amount of people on here managing on £150 a month!!:eek:
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ok,ok i know you warned me......
hi all if you remember i recently brought a house which we could just about afford you all warned me not too and now the worst has happened my dh was told yesterday that come tomorrow he will have no work....im shocked he has worked sixteen years for his employer (he is the only employee) and to be given only two days…
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Getting out of this mix
So I got a credit card in June. Big mistake. Currently owe £830 on it; £480 on a Nationwide OD, and -700 on Natwest student OD. The CC is 0% until 1st March 2007. I'm at work at the moment over the summer for another two weeks, so I will have the NatWest OD clear by the 22nd September, in fact it will be +£200 or so ish.…
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Should there be a stay out of debt forum
I just read Tee Pee thread about having finally got out of debt :beer: http://forums.moneysavingexpert.com/showthread.html?t=254562 It made me think, should this site have a "Stay out of debt forum" where people who get out of debt forum could move to / graduate to and ppl who are not in debt can go for advice to keep out…
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Children's or babies' stuff to sell or buy - try your local NCT sales
Local sales to other local parents - grab a bargain or two or make some pennies. Some are table top and others consignment sales where the NCT takes a percentage. Things sold include clothing (maternity, babies to young children), equipment (baby and child related), and toys (usually mountains at this time of year!) and…
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OK, help me think this one through
All of a tizzle on this, and Im not too sure what to do I have some bank charges coming back to me ( I expect) within the next few days, totalling 1560+ pence Heres my debt ( i think ive underestimated my debt somewhere along the line, but lets go with this for now) Student Loan 631.18 owing, currently on deferment due to…
