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Negotiating with a creditor?

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  • carriel_2
    carriel_2 Posts: 186 Forumite
    Well, I figure theres no harm in trying is there? Are the accounts closed?

    I would phone & ask for an amount for a full & final settlement & see what they offer. You dont have to take them up on it.
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    My debts were with NatWest and they offered me a lump sum full and final settlement deal - however, since I didn't have a pot to !!!! in at the time, it wasn't possible for me. They offered to settle for about 50%, I think.
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
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