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Debt collection agency letter - advice?
Vindaloo_2
Posts: 1 Newbie
Hi,
I'm not sure if this is relevant to this forum or not (it's my first post) but if anyone could point me in the direction of some advice I'd be really grateful.
My husband has just received a letter from a debt collection agency, regarding a £600 utility bill from one of his previous addresses, however the bill covers the period from 2001-2005 and he only lived there for about a year (2003). On top of that he paid utilities through his landlord, who was supposed to then pay the suppliers.
He's phoned the agency, and they've asked for details of when he lived there and contact details for the landlord. He had just left the army at the time and moved around a lot, and isn't sure of exact dates. He also no longer has contact details for the landlord - he knows the name but it is a foreign name and he has no idea how to spell it.
We've spent the three years we've been together getting him out of debt and there's no way we can pay this bill - and wouldn't want to even if we could as he obviously doesn't owe the money! Can anyone offer any advice that might help us?
Big thanks in advance if anyone can help!
I'm not sure if this is relevant to this forum or not (it's my first post) but if anyone could point me in the direction of some advice I'd be really grateful.
My husband has just received a letter from a debt collection agency, regarding a £600 utility bill from one of his previous addresses, however the bill covers the period from 2001-2005 and he only lived there for about a year (2003). On top of that he paid utilities through his landlord, who was supposed to then pay the suppliers.
He's phoned the agency, and they've asked for details of when he lived there and contact details for the landlord. He had just left the army at the time and moved around a lot, and isn't sure of exact dates. He also no longer has contact details for the landlord - he knows the name but it is a foreign name and he has no idea how to spell it.
We've spent the three years we've been together getting him out of debt and there's no way we can pay this bill - and wouldn't want to even if we could as he obviously doesn't owe the money! Can anyone offer any advice that might help us?
Big thanks in advance if anyone can help!
0
Comments
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Did he rent dirct or via an agency? Is there a current tenant in the property?Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £1350 -
Take the letter to your local CAB, before you contact the DCA. If the debt is not his, then they can advise or even contact DCA on his behalf. If debt is his and you can not pay all at once, they can advise best course of action.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Does he still have copies of his lease / Short hold tenancy agreement?Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £1350 -
If he didn't sign an agreement then there is no proof that he lived at the house (unless he was on the electoral roll). He could just deny he ever lived there?
It sounds like the landlord is trying to pass his debt off to someone else.[strike]-£20,000[/strike] 0!0
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