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I've Done It!!!
I've managed to pay off my Egg credit card!!! OK ok so what I actually did was click the "transfer funds" button and it'll be a couple of days before it's in the card account but it's done! I now only have my loan left to pay off which is just sooooo great :) I know I shouldn't do this but I am going to have to spoil my…
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under 30k today
Yay! Reached my first milestone at last :j My debt is now £29,765.03, it was about £37,000 at the beginning of the year but getting one of the ppi's cancelled helped reduce the balance alot! Thank you all for the motivation, still a very long way to go but slowly getting there :)
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has anyone kept a debit card through an IVA
Hello guys going through IVA process at the moment and was needing advice on if and how I would keep a debit card. I am self employed and need this facility tp purchase things for work, I am no expert but soon I will default on all of my cards and loans etc would this automaticly lead to banks requesting debit and credit…
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what have you spent today - friday 30th june.
absolutely nothing :) but grocery shopping tomorrow:j
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Full & Final
Hi guys, Trying to work out how low I can get several companies down for full & final, does anyone have experience with the following: Alliance & Leicester Capital One Natwest All have been in default 2 years+ Ta.
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People who should not be freelance
http://news.bbc.co.uk/1/hi/business/5118424.stm Im desperately trying to find a email link or message leaving service to recommend this site! Does anyone else do or feel the same? Ive recommended MSE to at least 10 people to visit on the helpdesk were i work and even put bookmarks on their pc
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Worried and need advice please!!
Pleased help!! Would be grateful if anyone out there could give me advice! I have tried posting on the endowments area but no one has replied so maybe I put this in the wrong place - apologies if I am wrong!! We currently have debts of around £15,000 which has been a major headache! We did remortgage about 2 years ago but…
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Default Notice
Hi there, Have a query, one of my creditors has not asked me for any monies for some two years (natwest). It shows on my credit report as a default some 30 months ago, as no one is asking I have not been paying, presuming (in hope) that I never hear from them, does this mean that after 6 years of the default being on the…
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How Did You Find This Site?
I'm gutted because I can't remember how I found this sanctuary! :( I've got the feeling I typed "dealing with debt" or something into google but can't for the life of me remember! :doh: All I know that is I'd probably be £40,000 in debt if I hadn't found it! :o
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Query on Defaults
Wondered if anyone could help. I have a really odd situation. Have previously struggled with debt and just getting head above water. Funny thing is I have owed a bank a lot of money and in over 2 years they have NEVER chased me for it, I have moved but they know of my new address. Now default notices were put on 30 months…
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Credit Check Problems - Help!!
Recently i've been declined for credit, so have just checked my credit report and am shocked by what i've seen. next didn't deliver the items i requested back in february, and are still investigating-so put a stop to stmts being sent to me, as i didn't owe them anything. however i rec'd a stmt last month requesting pymt…
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claiming back bank charges
can anyone tell me how far back we can claim them .how to go about it ,what evidence i need in order to claim them back,and how i qualify
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can i still hold credit card and debit card with an IVA?
just wondered if anyone had experiance of IVA's and if so can you hold these types of card?
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Help Re: Taking Car Off The Road
DP has bought a bike and is taking his car off the road rather than tax/MOT/insure his car as all three are due within the next two months. I have the tax disc here, if I do soemthing about it tomorrow then we won't have used the whole of July and Augusts tax. It expires 31/08/06. I can complete the SORN online but can I…
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Eureka moment...
I've made an amazing discovery. If I end the month in credit the bank pays me money, instead of the other way round...:doh:
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Capital One CC giving me big hassles
Hi guys, I really could do with some helpful advice on my current situation with my Capital One Credit Card. I lost my job last year just before Christmas last year which as many can appreciate i'm sure the worse time especially when you have children. Subsequently I ran into debt with my 2 credit cards Barclaycard and…
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Nerds Fighting The System!
:rotfl: :rotfl: :rotfl: Absolute quality! Phoned Capital One to reduce my credit limit. The bloke at the other end said "sorry Mr SS but we can only do that when your account comes into review which is every 3 months or so and it happens automatically!" I said, "but I've done it a few times recently" and got the reply…
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No spend week?
I am fighting to get back out my overdraft (went in by £140 as I thought I was getting paid my backpay this month but wasn't, it will be paid next month). I'm now trying desperately to stay out of my overdraft, before I even get my backpay, then it can go towards my debts, not my O/D. I've spent £30 of my monthly budget…
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Being taken to small claims!
Hi When i first start work last july my son was in nursery, it cost me a fortune and i wasn't happy with the service so i took him out. I owe them some money and now they want to take me to court even after me trying to provide them with a nothly payment. To be honest i wasn't hapy with the way they worked, things had…
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I'm left paying for my ex bf's PC. Advice wanted
When my bf and I were together he tried to purchase a PC from Curry's on HP but was declined. He persuaded me to get the PC on HP and he would then pay me £25.66 each month. Anyway, a little while after we split up. He still has the PC and I have this PC debt of his. I know the account is in my name so ultimately I am the…
