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Debt-free wannabe

Archives for June 2006

If your spouse is going bankrupt, but not you...
Hello! I'm new here, but have been lurking for a couple of weeks. I'm a newly wed who just came over from the States to live with my husband. Anyway, he really had a go at running a small business but it failed and we realized that bankruptcy was our only option. We're getting plenty of help and advice and his court date…
Littlewoods Extra still chasing me...
Last year I requested a copy of my signed credit agreement from Littlewoods extra catalogue, and received a letter stating that, as they didn't have it, they wouldn't pursue the debt (although it would be listed in their internal files and on my CR as unsatisfied). I thought that was the end of it, but no. I got a letter…
Does anyone know of a Site that can help unemployed people.
Hi, Ive got another thread running here about my debt, but I was just wondering if anyone knew of a site like Payplan or CCCS that can help people that are currently unemployed, Ive heard that these guys cant. Thanks in advance.
barclaycard debt collectors hounding - help!
"Credit Soloutions" are dealing with my barclaycard debt, and they called me today saying if i don't pay 75 today doorstep collectors will be coming round. this is the only major debt i need to sort as my OH has been really good and worked our finances out week by week til the start of January, getting everything paid…
What happens re: loan from my father if I go bankrupt?
A couple of years ago my dad got a loan to help us out in his name. Currently paying him back in monthly installments, what happens if I go bankrupt? Can't leave the old man high & dry.
Legal Charge on Property - Ethical?
Urgent advice seriously required. All my creditors are being dealt with by Payplan, although they all complain that they have not received any communicaiton from them. My bank, First Direct, have received my financial statement from Payplan but now wish both myself and my wife to sign a voluntary legal charge over the…
Last Resort Financing
Originally Posted by lilacbrook I hope someone can offer me some guidance as I've been on the site, but only managed to get myself sorted mentally this week about my debt. Which having worked it out with the help of the Citizen's Advice Bureau is nearly £29K. Who helped me with my statement of affairs. I'm not even sure if…
can you make complaint about debt collecting agencys? (any advice please)1
I just been on the phone to a company called allied internationa ltd on behalf of my hubby to let them know cccs would be in contact. The chap was very rude and said due to the data protection act he could not discuss anything and as i pointed out i was not discusing anything expect letting them know cccs was dealing with…
Ive lost all my cards & chequebooks
:confused: :confused: I have them all in a box that I only pull out for my online banking or paying in the odd cheque. I paid in a cheque on wednesday so I know I definatley had the box then as I needed a slip to do it, and the slips were DEFNIATELY in the box I have no idea where it is tunred everything upside down where…
My DebtFree Day Beckons
31 days and counting guys...I just wanted to share a thank you with everyone who posts here. I sadly had my 'lightbulb' moment before I even came across the site (and only found it whilst looking for savings advice so I would know where to stick money once I had some to spend), but reading other posts has kept me focused…
Debt free date brought forward---I can now see light at the end of the tunnel!!
Hi I joined these boards last December and I just wanted to let you all know how far I have come in 6 months----the best year of my life at tackling debt! I know that I would have been in this same positition this December(no not quite true probably worse off!!) if I hadnt taken some brilliant advice off here! These are my…
Got to do something about it now ...
My fiancé and I had a serous chat last night as we know we cannot live like we have done for the last couple of years … really struggling. Our situation is changing as my fiancée’s job is safe, but is going to be run by a new owner (not his parents no more), and we have therefore lost the ability to ask for ‘extra money’…
Demand for payment but for previous occupant
Hi all, another one from me, I'm very prolific this week - but fortunately this isn't my debt! We were delivered a letter yesterday to a previous occupant who we have received mail for before and returned, stating 'not known at this address' on the envelope. Anyway, being rather curious as to if it were important, I tried…
Paid Off the Egg Card!!!!!
Okay so thats a tiny lie My normal 200 DD came out today, and the 1700 to repay the rest is in the bank However thanks to being ripped off a few months ago and being the MSE that I am i havent actviated the card which means that i cant do that payment until i get home LOL! So by 7pm tonight that payment will be on its way…
Help me to clear my CC debts
hi all i am hoping someone here can give me some guidance and advice on clearing my cc debts. i finished uni 4 years ago and have since ammassed approx 16k in cc cards.... £5k - egg £5k - nationwide £3k - citi £1k - capitalone £1500 - mint my repayments are approx £500 a month, which cover my minimum payment and…
Getting bored of it...
Whilst I'm really excited about making steps to pay my debts off, and happy to cut back, its such a slow and at times frustrating process, and lately I'm starting to get really, really bored. I'm fed up of not being able to go out for meals or just a few drinks in the local. I'd really love to do something like a dance…
Dealing with the green eyed monster
Well I feel terrible about this but I'm so jealous of one of my dearest friends. Her dad gave her 100,000 grand to buy a house and as things are going she is 30 and never has to work again - due to money coming in from people renting and other investments etc. I wish her well and love her - she definitely doesn't rub it in…
Spouse going bankrupt but some debt is in joint names - advice needed
Hello everyone, I was told by a friend this is a good board for help, so here goes - After dealing with CCCs for a while & taking their advice my spouse is going bankrupt. Nearly all the debt is in his name except for: A Bank of Scotland Preference account (9k) that was in joint names but has been transferred to Blair…
Default on credit report
hey guys just going over my credit report this morning... everything is good apart from this on my file this was never a CCJ but the start date is over 6 years ago and it has been settled. can? and how and who do i contract to get this removed off my file Account Type: Mail Order Agency Last Update: 05/12/2004 Start Date:…
Will i be able to claim back bank charges now?
now barclays have closed my account will i be able to claim back any charges from the last few years? and will they co operate at all with regards to letting me know each and every charge i paid

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