We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt free date brought forward---I can now see light at the end of the tunnel!!
gilly41
Posts: 909 Forumite
Hi
I joined these boards last December and I just wanted to let you all know how far I have come in 6 months----the best year of my life at tackling debt! I know that I would have been in this same positition this December(no not quite true probably worse off!!) if I hadnt taken some brilliant advice off here!
These are my savings to date--hope it helps some newbies on here to see just what you can achieve in a few months!
Cut food bill down to £50 week
saving minimum £520 year
Changed gas supples saving £135 year plus £12.50 cashback for changing
NTL SAVINGS----one off payment of £30 when i complained about something. Phone reduced from £18.00 to £9.50 per month saving £8.50.
TV reduced from £21.50 to £16.00
Internet reduced from £17.99 to £9.99.
Therefore saving of £22 times £12 which is £264 for the year and with the £30 that is a saving of £294 year.
Payment protection mortgage reduced from £15.80 to £9.80 saving £72 per year.
Saving on car insurance of £124.16 per year.---includes £50 postal orders from PO for doing through PO
House insurance changed Saving £86.47 per year.
£22.50 from Cashback site for House insurance.
£811.00 Bank Charges back from Capital One.
PPI refunded on Loan----£183.50
So my savings to date are £2261.13
Thats approx £2.5K in one year I have saved
just shows how briilliant this site is!!!!
xx
I joined these boards last December and I just wanted to let you all know how far I have come in 6 months----the best year of my life at tackling debt! I know that I would have been in this same positition this December(no not quite true probably worse off!!) if I hadnt taken some brilliant advice off here!
These are my savings to date--hope it helps some newbies on here to see just what you can achieve in a few months!
Cut food bill down to £50 week
saving minimum £520 year
Changed gas supples saving £135 year plus £12.50 cashback for changing
NTL SAVINGS----one off payment of £30 when i complained about something. Phone reduced from £18.00 to £9.50 per month saving £8.50.
TV reduced from £21.50 to £16.00
Internet reduced from £17.99 to £9.99.
Therefore saving of £22 times £12 which is £264 for the year and with the £30 that is a saving of £294 year.
Payment protection mortgage reduced from £15.80 to £9.80 saving £72 per year.
Saving on car insurance of £124.16 per year.---includes £50 postal orders from PO for doing through PO
House insurance changed Saving £86.47 per year.
£22.50 from Cashback site for House insurance.
£811.00 Bank Charges back from Capital One.
PPI refunded on Loan----£183.50
So my savings to date are £2261.13
Thats approx £2.5K in one year I have saved
just shows how briilliant this site is!!!!
xx
Sealed pot challenge 7...my number is 2144.....started Nov 29th ....
0
Comments
-
gilly well done on those fantastic savings & bringing your dfd forward :j
:beer:0 -
CRIKEY!!!Thats amazing!!! and so motivating for the new posters, well done you for keeping track of it too, Ive no idea what Ive saved, but the answer is A HELL OF A LOT!
Well done you!! :j:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Hi
Thanks everyone.
Lynz I got a little note book and I have written everything in it as I knew I would never remember! I have just noticed that NTL have charged me the full price again for this month so I am currently trying to get through to them to complain!! You never know i might get a couple of free months LOL
Take care
xxSealed pot challenge 7...my number is 2144.....started Nov 29th ....0 -
Congrats Gilly, that's fantastic! :T :j
Good idea to keep track of it all, really good for motivation to be able to remind yourself how much you've done and that it has all been worth it!Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue QOfficial DFW Nerd Club - Member no. 003Proud to have become debt free... and striving to keep it that way
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards