Credit cards

Archives for April 2020

ASOS Refund
Hello All I wasn’t sure if this is the right section for my problem but here goes. I’ve been looking through my finances for the past year and realised that I haven’t been refunded for 7 ASOS orders amounting to just over £2,000. I have checked both my PayPal and bank accounts thoroughly and I have definitely not been…
When should the Credit Card Compay refund for Thomas Cooke flights when Edreams won't respond
Last year I booked flights through Edreams (7th September) for Thomas Cook flights to Turkey on 23October. Subsequently Thomas Cook went bust, I tried to get a refund from Edreams, but they just keep on saying we are waiting for a resolution. I contacted bank to ask for refund as paid by credit card (RBS) and they asked…
Paypal refund
I refunded a buyer through paypal and it was sent via echeque. He has contacted me said he paid by bank card as dosent have paypal account. J gave had cofirmation from paypal that the echeque cleared. How does he accress his refund if he dosent have a paypal accout.
Close credit card account
I've had two 0% credit cards with lowish balances. The offers were due to expire in September and December. I've managed to clear both and would like to close the accounts but both providers say to only call if its urgent. I want them both gone so I don't forget or am not tempted to use them again. I am pretty sure my…
Warning - Lost Cashback on AMEX Credit Card
Just a reminder you will need to spend £3000 in the year to get your cashback on the Platinum Cashback Everyday Credit Card. I lost £100 as only spent £2000 (I got mixed up as that is the maximum you can spend to get the 5% introductory offer). No warning, no help from customer service, just disappears. No complaints as…
Anyone applied for an MBNA card recently?
Just weirdly got rejected for MBNA application on 0% purchases card. Never been rejected for credit before in my life, have excellent credit rating/history, only student debt, wondering if it's worth calling them to chase up, or if this is just a COVID thing and they're just not taking new applicants.
porting money from credit cards to bank account
Is there better ways to do it? I am thinking paypal to do it? or is there better ways?
New credit card from nationwide
I got preapproved from nationwide for £3600. I want to invest the money. Does this mean they will turn down a loan of £10K now? Will I get refused personal loans? What other credit cards would give me a higher starting limit? Should I wait a while before applying for any more?
BT after submitting mortgage application
Hello allPlease can I have your thoughts on balance transfer? Sorry if this has been asked before.Have just submitted my application for re-mortgage + have been told it could take 2 months to complete because of current circumstances.In the meantime, the 0% rate on one credit card will end soon (May) + I want to move the…
Mbna payed my balance transfer before 14 day cooling off period.
Any advice appreciated. So i need to transfer my balance from one credit card to another. 0% was ending. So decided through this site to use mbna 0% upto 26 or 29 months i think. Low balance transfer fee of 1% . I got accepted but realised the fee is actually 3.49% not 1% and the length of 0% is only 16 months. Reading…
HSBC visa debit refunding money taken by a booking site on the day it went into administration
I bank with HSBC and early last year planned a trip with palls to europe, booked hotel early in the year and in october went to said hotel to be told we had no booking, hotel showed us an email on 5th april 2019 from hotel booking site canceling our booking, checking my bank statement the hotel booking company took the…
Barclaycard Apology Letter
Right abit of a weird one, I know this has been discussed previously which is fine and I have reviewed them, however this case is a little bit more complicated given my personal experience so I would like to ask for advice and support. They have since text me, inclining that I ring them. 1. This credit limit was for £1900,…
Payment help please
Hi I made a booking and paid a deposit with my virgin credit card. The credit card is linked to the booking account and the balance due will automatically be collected on a set date. I don't want this money to go and cannot remove my card from the account, I have to change it to a different one. If my card is cancelled and…
Credit Check - Address Not Listed?
For the past few years I've been able to keep track of my credit score from here, but since moving, my new address isn't listed to update my information and keep getting the information. I live in an apartment. When I search my post code I get dozens of other apartments in the same building turn up, but not mine. Anyone…
Credit Card payment "Holiday"
I have recently taken a 3 month payment holiday with 2 credit card companies and am i right that monthly interest charges will still go on the card and be deducted from my credit limit ?? Thanks
Anyone having problems with Aqua credit card?
My classic Aqua credit card arrived yesterday morning and I activated it online in the morning. However, a few hours later after I did my shopping at a store (which accepts Mastercard, I checked) the card was declined. I rang up Aqua, they unblocked the card and said it should be working fine in 'about 5 minutes'. Today I…
Barclaycard refund
I am due a refund on my cruise I booked hopefully sometime soon which will go back onto my Barclaycard. This will mean I will be 4k in credit on my card. Is it straight forward to call them and ask for the credit back and should they easily just give it back? I am assuming they will process it back to the account the…
Liquidated company reopened with new ownership and asked me to claim under Section 75
Hi, I have my wedding booked with a company which went into liquidation before the COVID-19 issues. At the time they told us the company had been bought out and our contract had been transferred to the new company so I don't need to do anything. They have now contacted me to say they would like me to claim all payments…
Record of attempted payment at Car Park pay machines
Hi, does any one know if there is a record of an attempt to pay by visa debit card at a car parking pay machine. Thought I had paid but no ticket issued or money taken. Would the visa debt bank (Lloyds in my case - can't get thro) hold this information? or the car parking company? Thank you
Balance transfer not allowed?
Hi, I've got 2x credit cards (virgin and sainsbury's) with available balance to do balance transfers to. I have roughly £3.8k on my other credit card and £2k on the wife's I'd like to transfer. Both virgin and sainsbury's said they can't transfer from my card but didn't give me any reason as to why. And both said they…

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