Balance transfer not allowed? 28 April 2020 at 11:09AM in Credit Cards 4 replies 221 views

airchie2

Hi,

I've got 2x credit cards (virgin and sainsbury's) with available balance to do balance transfers to. I have roughly £3.8k on my other credit card and £2k on the wife's I'd like to transfer.

Both virgin and sainsbury's said they can't transfer from my card but didn't give me any reason as to why. And both said they can't transfer from my wife.

So how do I go about moving the debt to my 0% transfer cards?

Thanks in advance.😊

zx81

What are the other cards?

A new money transfer card would be one solution.

airchie2

zx81 said:

What are the other cards?

One

 is a Nationwide credit card and hers is a Barclays.

What's a money transfer card? I'll take a look at the MSE pages to see if I can find any info but if you have a link that would be great. 👍

Thanks,

Craig

Spinelli99

airchie2 said:

Hi,

I've got 2x credit cards (virgin and sainsbury's) with available balance to do balance transfers to. I have roughly £3.8k on my other credit card and £2k on the wife's I'd like to transfer.

Both virgin and sainsbury's said they can't transfer from my card but didn't give me any reason as to why. And both said they can't transfer from my wife.

So how do I go about moving the debt to my 0% transfer cards?

Thanks in advance.

Hi, have you checked that Virgin do not have a Money transfer offer? They usually offer both. Good luck.

SuperAllyB

Have you tried online or only over the phone? I have transferred balances from my wife multiple times over the years (normally family holidays so "joint" debt anyway). Always done it online and never had a fail yet. Almost certain one was Barclaycard to Virgin but would be a while ago.