Balance transfer not allowed?

in Credit Cards
4 replies 221 views
airchie2airchie2 Forumite
4 Posts
First Post
MoneySaving Newbie
Hi,
I've got 2x credit cards (virgin and sainsbury's) with available balance to do balance transfers to. I have roughly £3.8k on my other credit card and £2k on the wife's I'd like to transfer.

Both virgin and sainsbury's said they can't transfer from my card but didn't give me any reason as to why. And both said they can't transfer from my wife.

So how do I go about moving the debt to my 0% transfer cards?

Thanks in advance.😊

Replies

  • edited 28 April 2020 at 11:14AM
    zx81zx81 Forumite
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    edited 28 April 2020 at 11:14AM
    What are the other cards?

    A new money transfer card would be one solution.
  • airchie2airchie2 Forumite
    4 Posts
    First Post
    MoneySaving Newbie
    zx81 said:
    What are the other cards?
    One
     is a Nationwide credit card and hers is a Barclays.

    What's a money transfer card? I'll take a look at the MSE pages to see if I can find any info but if you have a link that would be great. 👍

    Thanks,
    Craig
  • Spinelli99Spinelli99 Forumite
    12 Posts
    10 Posts
    MoneySaving Newbie
    airchie2 said:
    Hi,
    I've got 2x credit cards (virgin and sainsbury's) with available balance to do balance transfers to. I have roughly £3.8k on my other credit card and £2k on the wife's I'd like to transfer.

    Both virgin and sainsbury's said they can't transfer from my card but didn't give me any reason as to why. And both said they can't transfer from my wife.

    So how do I go about moving the debt to my 0% transfer cards?

    Thanks in advance.
    Hi, have you checked that Virgin do not have a Money transfer offer? They usually offer both. Good luck.
  • SuperAllyBSuperAllyB Forumite
    798 Posts
    Part of the Furniture 500 Posts
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    Have you tried online or only over the phone? I have transferred balances from my wife multiple times over the years (normally family holidays so "joint" debt anyway). Always done it online and never had a fail yet. Almost certain one was Barclaycard to Virgin but would be a while ago.
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