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Paying next account
Hi Is it ok to pay a next credit account off in full with a credit card. I can afford to pay it off in full it's just that's the card I usually go for now when doing to day to day spending. Thanks
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Section 75 and credit cards
I've ordered a door, and paid the deposit with my Mastercard. Should I pay the balance with my Visa credit card (ie will it be better to be protected by two cards rather than one, in case anything goes wrong?) Or will it just complicate matters if I use more than two cards. Hopefully nothing should go wrong, but you never…
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Excellent Amex customer service examples
Please post your experience of above and beyond Amex customer service below!
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Has anyone used refund protection on an Amex card?
Hi just made a claim on the refund protection loaded on my amex preferred gold charge card. I bought a jacket from a UK retailer for £250 but decided it was unsuitable but (to my dismay) I was 1 day outside the returns window of 14 days and I was refused a refund! I called Amex this morning and I filled a claim. Does…
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Marbles
Good Afternoon, I applied for a Marbles Credit Card and it stated that i had 100% pre approve rate. But it never gave me an instant decision at the end of the application, it said it would contact me by mail or post? Is this normal for this company? TIA
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Barclaycard Cashback removing the 1% Amex card
Got a letter today, Barclaycard are dropping the 1% cashback Amex card and the Visa card to be replaced with a single card offering 0.5% cashback. 1% cashback ends on July 13. Is 0.5% still the best? Might have to switch over to Amex proper now.
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Used car write-off and Section 75
We bought a used VW Passat in August 2016 with a 3 month warranty. We'd had a similar model before and as the advert suggests VWs are pretty reliable right (apart from emissions issues maybe!) so thought 3 months warranty would be OK. Purchase price was £4,450, funded by £4,000 part exchange and £450 on a credit card. At…
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Any benefit in keeping a First Direct CC?
Is there any benefit in specifically keeping a FD CC that has no 0% offers?
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2% security deposit refund
Hey guys I paid a security deposit for a campervan of £250, + a 2% charge because it was on a credit card = £255. I was then refunded £245. When I asked why there was a discrepancy I was told it is due to a 2% refund charge as it was a credit card. This cannot be right??
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Nationwide Select Credit Card
The Nationwide Select credit card offers the following three distinct benefits: Unlimited 0.5% cashback 12 months 0% balance transfer with no fee for the first three months. 12 months 0% purchases However, this card does not appear in any MSE recommendations. This looks like quite a good all-rounder but I am concerned that…
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New credit card after previous default
I was wondering if anyone with experience of defaulting on a credit card has had success in being approved by the same bank after the 6 year reporting period with Experian etc has passed and the default has dropped off? Or even before then? Both in the case of fully settling the debt, or only partially settling / not…
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how do i find out when my 0% purchases ends?
How do i find out when my 0% purchases ends with TSB credit card? Do i have to call tsb credit cards up, or is there a way quicker way to find out, i couldn't find secure messaging on TSB online banking.
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Aqua balance transfer card
2nd Aqua card due to arrive this or next week. Looking forward to my 2nd Aqua card asit's my 1st balance transfer card approx upto 10 yrs. Wonder if I'll get higher limit than 1st Aqua card to make use of 6mth0% balance transfer. And no I havn't paid 1st card in full though only approx 35% used with a set DD of 15-25…
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MSE recommendation NOT the best - balance transfer, or am I confused?
I am looking for a 0% card to balance transfer £4000. I looked at the MSE site and it recommended an MBNA with a 1% fee for 37 months I was about to apply for this, but then my friend found the santander card with 0% fee for 40 months I know this is splitting hairs, but does it mean MSE can no longer be trusted to find the…
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Peoples Bank credit Card
Does anyone know who deals with hem now for a ppi claim
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bank transfer credit cards
Evening, I have a credit card with vanquis that i am trying to pay back the outstanding balance (it's roughly £1800). According to my credit file there is a few bank transfer credit cards available for me. Which i have been told is the easiest way to clear debt from one credit card. I tried to apply for the tesco bank…
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Sainsbury CC 0% purchase small print help
Hi, Hoping someone can explain the following, I have applied for a Sainsbury Credit Card (which has been successful) following the advice from the main Money Saving site to pay for a holiday using a credit card instead of getting a loan to get 29 months 0% Interest Free credit. I intend to only use the card for this…
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Dynamic Currency Conversion
Anyone know where to complain when merchant does not offer payment in local currency? Mastercard just reroute the call to Halifax and Halifax don't want to know - say it's down to the merchant what they offer!
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associates credit card ppi
Does anyone know who deals with this now Think citicard took them over but looking for email or links to them
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Credit card not used enough, should I keep it?
Had a letter from my bank saying that my credit card wasn't used enough and they were going to close it? Will that affect my credit rating and should I try and keep it? Its an emergencies only one so not used often but not sure what to do?
