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One new credit card or two?
Hi, I need some advice on what credit card to choose. I'm definitely not an expert at this. I have a credit card with about £700 left to pay off, and its 0% rate is running out next month, so I will need to balance transfer. It's annoying because I think I could've paid it off in the next 2-3 months. I also want a credit…
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Balance Transfer From A Barclaycard
Hi :) I'm new to this and have never posted before (I have scrolled back quite far to see if I could find the answer to my question before posting) So my question is ...... Who does/doesn't accept balance transfers from a Barclaycard ?? I applied many years ago to do a balance transfer from my Barclaycard but after I…
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Card Pre Auth question
Hello all First off, apologies if this is in the wrong forum... Ive a question on credit/debit card pre authorisation. If you place an online order on 31 march and a pre auth is taken and the card expires on that date....what happens when the goods are dispatch on the next day and the company attempts to take full payment?…
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Nationwide Credit Card Fraudsters.....Help !!
I'm looking for help and direction as I am at my witts end.... I'll try to be brief, but give as much detail without boring you. A couple of years ago I was selling a house in Florida. It was a bit of a slow market & the house needed some finishings, carpets & tiling to name two. Not practice over here, but over there you…
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Cash advance then balance transfer for second hand vehicle
Hi I would like to be advised as to whether I could benefit from opening a long term 0% or low rate balance transfer credit card and then withdrawing cash of the value £2500 approx across 1 or two credit cards (HSBC and Lloyds) to pay for a second hand motorbike in a private sale. I am thinking I could immediately transfer…
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TSB Balance Transfer Card - updated in post #5
***Updated in post #5 *** Has anyone applied for one recently? Is the estimated credit limit they give you the actual limit that you get? Also, we applied for one with a 0% fee, but on the application form it said that there was a 3% fee for BTs. Was this just their standard blurb? Thanks
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Balance transfer from existing credit card to new card
Hi I've been accepted for a sainburys bank credit card but not sure how to balance transfer from an existing credit card to the Sainburys one? Help anyone
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Chargeback or not?
Hi all, I recently made a purchase from the UK, to a company that is based in Germany but operates a .co.uk site and a UK number (looks like they are a UK company to an unsuspecting customer, but they're not). This is perhaps immaterial, so I'll cut to the chase. I bought some items from them using my Credit Card…
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Barclaycard (allegedly) sent my partner a card in my name without her permission
Hi all. Just wondering if anyone has had a similar experience. Barclaycard have sent my partner a credit card in my name without her asking for one or giving her permission. I am not named on the credit account and we have no financial agreements in both our names. The letter came addressed to her, but I'm just curioys as…
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Low limit hurting credit score
Hi all, About 2 years ago I applied for my first credit card with Tesco, one specifically to help me build my credit score. It came with a £400 limit. Two years later (after paying my credit card off in full each month), my credit score has increased but now stalled as one of the negative factors on my score states that…
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How to use my credit card!
I have a credit card which I have begun to use to build up my credit rating (in order to buy a house). Is there a percentage of my limit I should use every month? I can afford to pay my balance off in full every month. Also this might be a stupid question but if my statement says my payment is due by the 5th may and I pay…
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New credit card user
I'm looking for a credit card which has a maximum spend. I have a good credit score but would like the security of a limit. Any suggestions?
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Section 75
Hi there, Any advice would be greatfuly received Back in November my parents purchased a two seater settee and two rise and recline chairs from a local retailer. They have had nothing but problems with them especially the chairs, they both creak horrendously when reclining, the waterfall head rest are crooked. The retailer…
