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Any benefit in keeping a First Direct CC?

Is there any benefit in specifically keeping a FD CC that has no 0% offers?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Very much depends on your circumstances.
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    Very much depends on your circumstances.

    Just looking to reduce my available credit and this one has the lowest limit and offers no perks (e.g cashback or 0%)
  • MEM62
    MEM62 Posts: 5,351 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just looking to reduce my available credit and this one has the lowest limit and offers no perks (e.g cashback or 0%)

    If that is what you want to achieve and the card serves no purpose for you then get rid.
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