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gesture of goodwill on TravelMoney Card - Advice needed
I would love some advice please. We recently went on holiday and took with us our travel money card after being told of all the wonderful benefits. After a couple of days, the app stopped tracking out purchases, so we couldn't see them - just that the money had gone down. Then, it stopped working - the card was being…
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How do balance transfers to bank account affect my credit score?
I have recently moved home and have numerous costs to buy furniture etc. I usually pay off my credit card in full monthly, however I'm interested to take up a 0% offer to do a balance transfer to my bank account. I'd pay a circa 2% one off fee and would transfer around £6k. I can pay off that £6k in around 3-4 months max…
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Balance Transfer Query
Dear All, Quick question (hopefully) - when doing a balance transfer can you do the amount you want or does it have to be a full balance transfer? Thanks :)
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Credit card to pay off Argos card
Hi all, I have applied for a Sainsburys credit card in order to pay off my existing Argos card loan as they are doing 42 months interest free at the moment. The size of the debt is about £1800. I've never done this before but does anyone know if the repayment process will be relatively straight-forward and if it's ok to…
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So a bit annoyed with Barclaycard..
So to begin the story.. Almost 3 months ago i applied for the Barclaycard platinum as i had an initial card prior but was declined due to some reasoning that i couldnt have 2 Barclaycards in my current position (no credit checked carried out by barclaycard they sent me a letter that they wouldnt) whatever so anyway the…
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Section 75 claim help
Hi all. Hoping somebody can provide some information to help me out. A few months ago whilst on a long ish drive there was a problem with my car. I didn't want to risk driving the rest of the trip (about 130 miles) so found a local garage on the Internet and got it towed there to be fixed. I got the train home and returned…
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Advice re claiming refund on credit card interest
My partner took out a credit card that was offered to her in a high street store of a national company in 2002 and was offering a 0% offer. Recently, whilst apply for a remortgage, it came to light and she admitted that it had been going to her parents address and that she hadn't known what to do. The sum was over £11,000…
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Electoral roll
Hi! First of all, I apologise if this question has been asked and answered in the past. I've recently moved to the UK and I'm looking for a credit card that would allow me to build credit. For that to happen, the first thing I need to do is apparently registering to the electoral roll. Probably a stupid question, but how…
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Aqua's fraud prevention and security team, going beyond Aqua
My card was blocked, and reasonably so. I hadn't used the card in a few months (full credit limit available), I recently updated my address using their iOS app, and then tried to put through a £105.00 transaction for theatre tickets online, having never previously used the card to do anything of the like. I surmised that…
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M&S credit card problems
Does anyone else have a problem with the M&S credit card? My card is frequently stopped for "suspicious behaviour", to the point its intrusive. This week it has been stopped 3 times - each time I've had to call them (and be placed in a queue for 10-15 mins), for them to release the card and complete my transaction. I get…
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Question on interest and if I should make a payment?
Hello, May be a silly question but here goes... I have a Barclaycard with a credit limit of £1,600. Due to a recent large purchase we have max'd the limit and the balance is currently £1,600. The statement received on the 20/10/2016 had a nil balance and as such no minimum payment is due this month. My question is, when…
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Balance transfer from AmEx to Halifax
Has anyone transferred a balance from American Express to a Halifax card recently? Came across an old thread from 2012 in here with some people having problems (probably due to AmEx accounts having less than 16 digits), just wondered if this was still an issue.
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Vanquis - Pre-App checker
Vanquis have launched a pre-app checker, although it seems selective when it's displayed (at the moment I can't see it in normal mode, but can on a incognito window!). The direct link is https://pre-qual.vanquis.co.uk/pre-qual It suggests you can check if you're approved - but not sure if they give 100% acceptance. I get…
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HSBC Credir Card payment help
Hi, I am hoping someone can help because I have looked everywhere on the online account and can not see how to make a payment towards my HSBC credit card. I do not have a current account with HSBC, only the CC, but I assumed I could just log on and make a debit card payment, but I don't see this as an option. Am I missing…
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Barclaycard app problems
I have 3 Barclaycards: Amex and Visa Cashback cards which are linked to each other, and an unused Visa card. Since September, the app is not working. It does not display any 'recent transactions' on the cashback cards, i.e anything since the previous statement date. It will not let me make any payments on the cashback…
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Incorrect Credit Card interest.
Hi All, I've received a letter from one of my card providers that informs me that due to an error in applying my monthly payment, they have overcharged me interest of some £107. Other than telling me that they've refunded the money, there are no further details. Before I get on the phone to them to explain themseleves, if…
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Using 0% on purchases credits cards to pay minimum payments
I have two 0% on purchases credit cards. Am I able to pay the minimum payment on one of the credit cards using the other credit card and vice versa?
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Paying store credit with credit card
Hi all. I owe some money on my Very account which is coming to the end of the "buy now pay later" period but I'm not quite in a position to pay it. I've had a new credit card with 0% on purchases and balance transfers to pay for it but I was wondering which way to do it. Do I need to call up Barclaycard and request a…
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M&S Bank Credit Card Blagged Deal
Hi guys, from now on, whenever we run a big exclusive deal on the site, we'll open a new thread so we can keep track of any issues you might be having with the offer. With that in mind, we're featuring a new exclusive offer on the site that whilst perhaps not being suitable for everyone, we feel might be a good deal for…
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Amex card advice
I'm thinking of applying for an Amex charge card. I've narrowed it down to the following: The Basic Card - no annual fee, no rewards The American Express card - £60 annual fee, membership rewards I'm still thinking of which one to get, and if the membership rewards are worth it. I've checked the 'Who Accepts Amex' site,…
