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Credit cards
Archives for November 2016
Discussion List
Card manufacturer - Amex
For those who have an Amex card, can you check at the back of your card on the top or bottom, does it say the card is made by Gemalto or Oberthur?
CRA couldn't verify home address
Hi there all, Applied for a Capital One credit card and received a letter saying: "...Unfortunately one or more of the Credit Reference Agencies could not verify the home address you supplied to us (address supplied is as above). In these circumstances we are unable to proceed with your application. This is due to the fact…
Can you close an account with a balance?
Is it possible to close a credit card account that still has a balance on it? If you can is it bad for your credit rating if you do?
Opening a new credit card
Is there an incentive for staff to open new accounts in the Branch rather than through online banking I got the impression from a recent appointment they were quite keen for me not to do it online.
Amex shop small back
Hi Guys just had e mail from Amex, shop small is back from 3rd Dec to 18th, spend £10 get £5 back? I have saved to my main card, but cannot recall how to save to wife's, , both platinum? You used to register the cards before, but save to card now. Any advice welcome. Also,has anyone had e mail? Does mbna apply to this…
MBNA Credit Card Interest Issue
Hi there, I recently transferred a balance to my MBNA credit card to take advantage of their 14 month 0% offer. I then used the card as normal for purchases as its a more rewards AMEX which gives you double points. Every month I cleared the purchase balance in full and left just the transfer balance on the card. I noticed…
Vanquis Chrome Card
I have a Vanquis Chrome card but iv'e not used it yet as I am a little worried about what they are going to charge me to do so. On the letter I had with the card it says the monthly purchase interest rate is 2.839%. What I would like to know is, will they charge me a fee every time I make a purchase? I am a bit confused.
Does Next-of-kin need to settle Credit Card Bills if deceased has no estate
Dear All, Can advice if deceased left no estate and property but does the next-of-kin still need to settle the Credit Card debt? We are foreigner sand my husband passed away in Singapore. Thanks in advanced.
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