We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Using 0% on purchases credits cards to pay minimum payments

I have two 0% on purchases credit cards.

Am I able to pay the minimum payment on one of the credit cards using the other credit card and vice versa?
Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81

Comments

  • No.

    At least, not without doing BTs or withdrawing cash which would get horrendously expensive.
  • pollyanna24
    pollyanna24 Posts: 4,375 Forumite
    First Post First Anniversary Name Dropper
    No.

    At least, not without doing BTs or withdrawing cash which would get horrendously expensive.

    Okey dokey. Thanks for clarifying. It just occured to me when I was about to put my card details in to pay one of them. I thought I could just put the card details of the other one.

    Thanks. I'm glad I asked. Might have been an expensive mistake.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
  • MallyGirl
    MallyGirl Posts: 6,842 Senior Ambassador
    Part of the Furniture First Post Name Dropper Photogenic
    it wouldn't count as a purchase. To acheieve the same result you would need to buy something on card A that you would normally pay from cash and then use the freed up cash to pay card B
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • pollyanna24
    pollyanna24 Posts: 4,375 Forumite
    First Post First Anniversary Name Dropper
    MallyGirl wrote: »
    it wouldn't count as a purchase. To acheieve the same result you would need to buy something on card A that you would normally pay from cash and then use the freed up cash to pay card B

    I have all the money sitting in savings accounts. I'll just have to take the minimum payment from there to pay it. Thanks again.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 346.1K Banking & Borrowing
  • 251.1K Reduce Debt & Boost Income
  • 451.1K Spending & Discounts
  • 238.2K Work, Benefits & Business
  • 613.2K Mortgages, Homes & Bills
  • 174.5K Life & Family
  • 251.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.