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Credit Card - Contracting
Im looking to get a credit card in my business name - Business been operational for around 5/6 months now - payments going in and out since inception - My PERSONAL history is not good by any means - Would I/Could I still apply for a business credit card in the company name etc? If so, what good companies to look out for?…
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balance transfer to someone else
Hi Don't know much about balance transfer cards and just wanted to ask if this is possible, can I settle somebody's else card balance using my credit card card. thanks!
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Difficulty Getting Travel Credit Cards
Has anyone else had difficulty getting approved for a travel credit card? I have 1 really old card that I spend a small amount on each month and clear, am on the electoral roll, have a number of other well managed credit accounts with energy providers, phone companies etc that are all showing on my files with the 3…
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money transfer card issues
Hi all, have done the whole credit check thing and have been given a choice of 0% balance transfer cards ..the best deal for me is with mbna (have the pre acceptance offer)....however I currently have an MBNA credit card so won't they decline me as I am already with them ? The other offer has high fee but is better option…
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Need a little advice
I have some credit cards that I am trying to build and would like some answers to a few questions. I have a limit of £1,950 on my card and the balance is £0, If I go and buy something for £50 and then pay the minimum payment each month until that £50 is paid and keep repeating the process, will they reduce my limit because…
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Understanding correctly?
Hi everyone, I was reading this article on credit cards, small loans, etc, (article is on this website, title: cheap credit card loans) and I just joined this forum to get some insight from the community. I'm researching this because I need $11,000 for education. I have applied for student loans already and it'll take…
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Credit apr
Hello guys I'm thinking about applying for the Halifax low APR credit card as I want a long term card so I can build up a high credit limit. but it states "t least 51% of customers will get a representative rate of 6.4% APR (variable). Others will get a rate of 10.9% APR (variable), or 14.9% APR (variable)." I'd only want…
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Successful application, limit too low- apply for a 2nd?
Ok so I've just been approved for a virgin card 0% interest on purchases for 27 months, the limit is £3500. This is a good starting point, however I was hoping for closer to £5000, would it be likely if I applied for another card say barclaycard or mbna etc that I'd get another couple of grand? Then be able to use both the…
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Pay logbook loan with vanquis card
I have just been accepted for a vanquis card with £500 limit. I got it with the intention of spending around £50 monthly to pay in full every time to rebuild my poor credit. I noticed the apr of the card is around 40%, yet I am currently paying a logbook loan (Loans2Go) with a 450% apr. Would I be able to make a credit…
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Credit Card and Payday Loans
Good afternoon, I have some pay day loan debt, not enough that Im in a panic each month, but enough for me to be thinking about alternative sources to pay it off at a lower interest rate. Im a novice with credit cards having never owned one. I understand through using Sunny that I can't just use the credit card to pay it…
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Tesco PayQwik rollout
Annoyingly Tesco Bank does not currently support Android Pay therefore PayQwik seems a reasonable option since I want my clubcard points! Does anyone know the rollout date for the rest of the UK (already active in London and Edinburgh) Thanks M
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Minimun monthly payments
Can someone explain how it would work, for e.g. The Sainsbury's card is saying the min monthly repayments would be greater than 1% plus interest, 2.25% or £5 So the greater than 1% is ok- either pay 1% of debt or more, I think there would be no interest to pay as it's a 0% deal. What's the 2.25% or £5 bit refffering to?…
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Best 0% card chance of high limit?
Can anyone advise? I'm rarther nervous about this now Incase I either get declined or a low limit. We have our wedding To pay for, also how long does it tend to take to get an answer if been accepted? Thanks so much.
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Would a balance transfer count towards spending?
I have spent some of my savings this month using my credit card (Tesco Clubcard). I used my credit card to get the clubcard points. I recently cancelled my Santander credit card because the interest rate period ended and because of the monthly charge. Is it worth replacing the Santander credit card with an American Express…
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New credit card application timing
Just looking for some opinions, I'm wanting to get a cc to pay for our honeymoon it needs to be paid beginning of April, I'm just wondering whether to apply closer to the time- to give more time afterwards to pay it off should it be needed (hoping to go for the Sainsbury's 28 months 0%, hope to,get it paid before the end…
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0% credit card
Hi, wanting to get a 0% credit card just have a couple of questions that I can't find the answers to on the webpage or online. Firstly, when I take it out when will the interest free period start will it be from the time I've taken it out or from the first purchase? And when i no longer need it and it's all paid off and…
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Should I let the CC companies know
That I've retired?? I have a few cards which are mostly zero balances, and tbh, not used that much. I get my pension now of around £1300 p/m, a significant drop on my previous salary. I'm inclined to cancel most and keep one or two back for emergencies... Any thoughts? Dunree :)
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Sub prime credit cards.....keep open ?
Hi.. I've had a capital one Luma card for about 4 years now...limit started at 200 then 500 and now stands at 1000... As this is a sub prime card is it worth keeping it open ?
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Aqua accepted to Decision in post.
This is the furthest of got via Aqua. This evening accepeted@44.9 6 mths 0% purchases. Then I got 'we are unable to make a desision' with app reference. Completed the quiz. Decision in post, what does this mean to mser's a little confusing
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Stolen barclaycard £1400 - help!
My partner had his credit card stolen on New Year's Eve 2015. He didn't realise that night as wasn't spending any money on his card but received texts the following morning from barclaycard saying they suspect fraudulent activity and asking him if he made any of the transactions. They totalled £1200! He rang the bank…
