Would a balance transfer count towards spending?

w00519772

I have spent some of my savings this month using my credit card (Tesco Clubcard). I used my credit card to get the clubcard points.

I recently cancelled my Santander credit card because the interest rate period ended and because of the monthly charge. Is it worth replacing the Santander credit card with an American Express credit card (http://www.moneysavingexpert.com/credit-cards/cashback-credit-cards). I understand that if you spend £2K in the first month then you get £100 cashback.

Would a balance transfer count towards the 2K spending requirement for the £100 cashback.

jonesMUFCforever

No it would not -it would have to be for physical goods or a service such as an insurance policy or say flight e-tickets.

YorkshireBoy

w00519772 wrote: »

Is it worth replacing the Santander credit card with an American Express credit card (http://www.moneysavingexpert.com/credit-cards/cashback-credit-cards).

How can anyone here answer that without knowing your entire spending plans for the next year?...month by month...on what...and how much.

Would a balance transfer count towards the 2K spending requirement for the £100 cashback.

Click the link within the article referenced, and then click the "5% cashback" link in the features section. There's your answer.

w00519772

YorkshireBoy wrote: »

How can anyone here answer that without knowing your entire spending plans for the next year?...month by month...on what...and how much..

I realise that. I am asking if I can open an American Express credit card to transfer the balance from my credit card. If I cannot do this then I will wait for another month when I have a big spend.