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Accepted for Capital One Classic Extra!
Despite Halifax offering me a loan for £7000 a few weeks ago when I didn't want one, they refused to give me a Clarity card today. Crazy! Anyway, I got accepted for the Capital One Classic Extra card for overseas spending. Just need to get my online login details now so that I can set up a DD to pay off in full each month.…
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Long term free interest credit card after mortgage, when is it the best time for it?
Hello, I am about to open a mortgage with 10% deposit, the mortgage in principle is accepted, so I do not see many problem with it. However to amortise some expenses right after I enter in the new house, I am planning to ask for a interest free credit card, probably the Sainsbury one. I currently have an amex which I…
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Virign Atlantic White/Black CC Query
Hello, Back in Dec 13 I opened up a Virgin Atlantic White Credit card. I wanted to take advantage of all the bonus airmiles you receive for opening the card. Can anyone tell me the bonuses I should receive for the card after ive spent £1000.00 on the card within 90 days? I checked the website and it has all changed to this…
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Should I use redundancy to repay 0% debts
My husband has been made redundant and finishes next week. We have some debts which the redundancy pay will cover. However they are on 0% credit cards at the moment. Did we ought to pay them off or put the money into savings accounts and pay off gradually to maybe earn a little interest?? We read somewhere that if he goes…
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MSE News: New Nationwide balance transfer credit card tops best buys
"Credit card users looking for a new balance transfer card should consider Nationwide's new deal..." Read the full story: New Nationwide balance transfer credit card tops best buys Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Finance charges
Can someone please explain to me why I've got a purchase finance charge and a cash finance charge on my latest credit card statement when I have just paid in over £400! Am I being charged for keeping my credit card under control?
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Why does it take 3 days to make a payment to my credit card?
Why does it take three days to make a payment to my credit card when I can make payments to other accounts within two hours, or even instantly? Is it just me or does this seem like a swizz?! Went £3 over my credit card limit due to having to make an emergency payment on it, called up instantly to pay it off with my debit…
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Ways to Help Increase Credit Limit
Is there anything I can do to help the chances of increasing my credit limit? I used my card once or twice, then stopped using it apart from sub£10 transactions. The bank didn't take a payment one month so I ended up calling them up after I had another bill and they cleared it all off. However they said the limit had been…
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Aqua card without Electoral info?
Hi, I was added to the electoral roll at my current address on 17th February, but the CRA's won't update this information until April. I really want to begin building a good credit history in preparation for applying for a mortgage in 2 years time. I've never had a credit card before and was thinking of applying for the…
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Business Credit card
Hi, this might be a silly question, I have very recently joined as a partner in a very successfully LLP partnership. A few years ago I had trouble with my credit. At this moment in time, If I applied for a credit card for me personally I know I would get rejected. The company want to supply me with a business credit card…
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Has anyone else been given an online Halifax credit ac they DIDNT want this week?
On checking my online account I noticed Halifax have added a credit card account for up to 3k with £30 credit. I never asked for it and don't want it. I called them and they said it was a mistake but could not tell me when it will be removed. They did not even ask me for my details. This was on Monday and its still there.…
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Halifax Clarity Card
After looking at the MSE for using credit cards for foreign currency I advised my daughter to get one for her 18 month world trip. I told her it has such a low interest rate you have no worries. MSE advised 12.9%. When she got her card it was 21.9% because it is tiered depending upon credit limit. MSE should make this a…
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AMEX cancel all my cashback
Hello Just a word of warning and some advice please. I took out a Amex cashback platinum card in January 2013 for the 3months 5% cashback. I spent just over £2000 resulting in me receiving £102 in cashback. I understood that on the anniversary of the account the cashback would be credited to my account. I have just…
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Short Credit Card Lifespan
Can someone explain why Natwest's MasterCard only lasts for 6 months at a time. Does anyone else have this problem, and can I request a card that has a longer shelf-life? Furthermore, is it just NW cards that have this issue? Thanks.
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Please help me and advise
Hi, I am in a situation where my credit card has been charged with £3000 of unauthorized transaction. I came to know this because my card payment was denied this morning and HSBC CC depart told me that I am overused my limit. Transaction were in name STUDIO(2) LONDON. which I did not recongize at first but when CC personal…
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Company asking for payment from 5 years ago due to their technical error!
Hi I have had a letter from a company whose magazine I subscribed to 5 years ago. They tell me that though my card expired, due to a technical error on their part, they continued to send me their publication for 7 more months (7 issues). This was in 2009. I have just received a letter saying they would like me to pay for…
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Credit Card for Direct Debits
Sorry if this is a newbie question but I want to replace a Direct Debit on my current account with payment from Credit Card so that I get Credit card spend and points. So my question: can I do Direct Debits from a Credit Card..? If not, am I legally obliged to continue paying the Direct Debit for my Gym, or can I cancel it…
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0% balance transfers to a 3rd party
I'm looking to do a credit card balance transfer from my card to a card we're (my wife and I) looking to set up in my wife's name. Is this likely to be a problem?
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moving to spain
HI all. I am planning to relocate to Spain sometime this year. Is it better to open a bank account with,say, Santander and transfer my assets to it? will this avoid some bank charges?
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Can anyone help!
I currently have a loan with an apr of 8.9%, I am looking to settle the balance ASAP possibly by credit card - can I use a balance transfer credit card with 0% apr to pay the loan in full & pay the card back before the 0% finishes to save £ - if not any other suggestions to pay the loan ASAP? Thank you
