-
Littlewoods Account
I applied for a littlewoods account last night and had a confirmation email saying my application was accepted and my initial credit limit was £500. I ordered some things from them totalling £290 as I have recently moved and needed some essentials. I had an email saying the order was accepted and today when I have logged…
-
Not renewing
Why would my credit card not renew. My credit is good with no missed or late payments anywhere. Could it be that I have not used it in over a year?
-
Credit card minimum payments ? can the DD bank account be from a different person?
For credit card Direct debits, for the 'minimum' payment coming out of a bank account, does the bank account have to be in the name of the person whose credit card is in? or can a credit card of a dad,....have the direct debit taken out of the dads sons bank account? eg, barclaycard Direct debit of dads credit card (single…
-
Is Re-visiting a previous card provider possible?
I've come to that time of credit card life where my good deal has ended and I need to be a card tart again! I have been chipping away at the balance but still need to get rid if more (buying a house didn't help cut spending) Can you go back to a card provider you have been with before....or in more detail, can you move to…
-
ASDA credit card
Is anyone having the same problem that I have with the ASDA credit card. I applied for a card in August and asked for a balance transfer. As yet the balance transfer has not been successful even though they say they have tried three times. Also their statement system does not seem to add up correctly, at least one of my…
-
Amex membership
has anyone been successful in getting back the annual membership fee? £150? cheers
-
MSE News: Credit card interest should be capped, MP says
"Labour's Yvonne Fovargue wants interest to stop once a user has paid interest equivalent to three times the sum borrowed..." Read the full story: Credit card interest should be capped, MP says
-
BT Credit Card changeover not working!
I spent over 33K on the BT credit card last year, without any mishap at all, when it was managed by MBNA. When BT gave the credit card up MBNA took over completely. Since then we have had several declines on the card. The last straw was for me to ask the last company why was it declined. They said it was an authorization…
-
Section 75 consumer credit act
I paid a deposit of 3500 euros, on my credit card, in order to enrol my son on a Pilot Training course. Part way through the course, the company went into liquidation. I am of the understanding that as I paid the deposit by credit card, I can claim against them. My question being - the total price of the course was 84500…
-
Capital One Secured Credit Card
Has anybody had one of these/applied for one of these? Any thoughts on them?
-
Credit card advice
Hi, Can I get some advice please? I have debt credit cards & the interest rates are battering me so I'd like to do something else! Details are: £4853 in Barclaycard Visa @ 26.9% :mad: paying £152 pcm £3925 on Virgin @ around 19.4% paying £65 pcm. (different rates for different amounts & high interest about to kick in next…
-
Cash in Switzerland
Hi all, hoping for good advice on cash withdrawals in Switzerland. I have used a nationwide a/c before which was free but the arrangement has been replaced with free insurance (good). So what is the best card to use to get say £1500 in cash from a ATM. It can be done in 5x £300 withdrawals. I have a Clarity and other…
-
Store Cards & Balance Transfers
Hi, I've got two store cards with a combined debt of about £550. I was wondering if there was anyway I could balance transfer this to a credit card and then get 0% interest on it for a bit? I'm currently paying 29.9% APR so 0% would be a big improvement and then I can pay it off over the 0% period in installments. Also it…
-
Rejected for credit card
Hi Everyone, I've just been rejected by Tesco when applying for their 16 months 0%APR credit card and I have no idea why. I earn £20k a year and my monthly outgoings are £600 (leaving over £700 spare) - I'm living with my fiance and have never had debt problems in my life. I'm over 25, been living in our flat for over a…
-
Joint current account to get credit card?
Simple question: I have a poor credit rating, but my Dad has an excellent one. Would us opening a joint current account together make it much more likely for me to get a credit card? Or would it have little/no effect? My dad is in a very comfortable financial situation now and doesn't mind at all if linking us financially…
-
NatWest Platinum Credit Card 0% balance transfers 23 months(3.5% fee, min£5)any good?
Hi My bank has sent me an email with this deal on a credit card, seems really good as I want to move my overdraft and avoid interest fees. Does anyone know what the (3.5% fee, min £5) is this to do with moving balances or purchases? All help would be greatly appreciated. Many thanks
-
Refund applied to credit card in following billing cycle
Recently I bought a table and chairs online for £450, which I paid on my MBNA cashback credit card. I didn't like the look of them when they arrived so I sent them back to the supplier for a full refund. Annoyingly, the refund credit was applied on the 24th which is after the end of my billing cycle of the 22nd. The…
-
Warning.. & Advice on interNet Scam BellaBrite
Like a fool, i saw an advert on facebook for a teeth whitening deal, where you only pay a small amount for the delivry cost £2.75 and £2.30 2 induvidual amounts as it is for 2 induvidual whitening kits so any ways.. i noticed they took out the amount as agreed..and also 0.01p and also 0.04 pence.. in the same day, i…
-
Argos Store Card
Hi guys, I have the above - can you buy something in-store over the counter and take advantage of the buy now, pay in 6 months deal or is it only online purchases? Do they ask you at the till basically when you hand over their store card?
-
6% Barclaycard cashback
I have tried to apply for this but was told that as an existing VISA card holder I am not eligible. This was not apparent to me through the application process. Has anyone else had this problem or was someone just trying to get me off the phone?
