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How much are CAPITAL one credit card initial limits?
What are the maximum credit card limit for a capital one credit card, that they offer? as some card companies have a threshold amount that they offer ?
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Amex credit limit - Question
Hi all, I've just applied and been accepted for the BA Premium Plus Amex card. The card offers a 25k avios bonus provided a spend of £3000 is made in the first 3 months. I have a big expenditure coming in the form of an annual rail ticket (£3900) and wanted to use the card to pay this, thus activating the bonus miles.…
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Fraudulent transaction
I do apologize if this is not the right thread for my problem but I could not find a ‘fraud’ topic. Today I received a parcel from a web site called isme.com. The parcel contained some expensive goods which I had not ordered; in fact I have never been on this web site before. On the invoice was my name, address, customer…
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Clubcard Credit Card - estimated vs actual interest
I have a Tesco Clubcard credit card which with a change of job I started using for work expenses. Had the usual cash flow issues for the first month plus the expenses from work coming through late, so needed to pay my credit card balance late. My statement was for £869 and I paid the minimum of £17 on time, with the…
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Help! Halifax blocked my credit card account!
Hello All, I made a balance transfer by mistake to my Co-Op card from Halifax. I wanted to make it from Barclays, but I gave Co-op the Halifax Clarity card number. When I realised, I went to Halifax to withdraw cash from the Clarity card, as it is free, and wanted to make a payment to Barclaycard. On the Halifax card the…
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When can you obtain "good credit" cards
I have had a few missed payments in a row in 2011. All 1's on my credit report and an AP that ended Dec 2011. I did have a default but that has been removed. Could anyone advise on when to try for a good credit card. Currently have Barclay card initial and aquias vanquish card. Thanks
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Credit card fee question
Hi everyone,this is my first post but ive used martins site for allsorts previous so thanks... i recently got a credit card having not had one before i dont know the ins and outs.i understand if i spend say £100 on it and then pay it off within the month it cost me nothing,but im going on travelling soon and was going to…
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Inactivity causes pollution
Monthly inactivity fee debited from your Card if it has not been used for 6 months Really ryanair needs to be brought to book for hidden charges & nasty stuff £2.50 for not using the card is a Ripoff ,its none of there damn business Also if you have only £2.49 left in your account & they take the £2.50 you go into Negative…
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question about balance transfer
Hi, I hope this hasn't been asked anywhere else. I live in oxford and have been affected by the floods, I am self employed, and have not been able to work, so i am super short of cash right now, so my question is. I currently have 2 credit cards a capital one card with a limit of £1100 and a aqua card with a limit of £500.…
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Question about DD paying in full
Hello all, I wondered if anyone knows how direct debit in full payments work - if I make a payment prior to the direct debit coming off (clearing the balance) would the system be smart enough to know this and stop the direct debit? What if the payment just reduces the balance? In case you're wondering why I've asked, I…
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Balance transfer to clear a spouse's card...
Hello, I wonder if anyone might have experience of a similar situation and could advise? My wife and I currently have 4 credit cards between us. Two are on 0% balance transfer deals (Lloyds and Barclaycard), which are in my wife's name and one is a spending card, which unfortunately we've built up a 4k debt on. This card…
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Halifax Clarity Travel Card - How much interest?
Hi everyone. I'm planning a trip around South America for 4 months and I'm looking for a bit of help with how I can access money while on the road and hopefully you can help. I want to stay away from prepaid cards as I'm unsure how well they will be accepted by ATMs in Peru & Bolivia. I know that Visa and Matercard should…
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Using Credit Cards online from European Retailers
I'm considering buying some specialist electronics for my hobby from and Italian retailer. Do I have any protection if I use my credit card. For example if it does not arrive? Or arrives damaged? Thanks in advance.
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credit card blocked illegal transaction
today I received a letter from my credit card company that they blocked my card due to an illegal transaction Freedom Donations USD 400 quite weird to be scared of from credit card use by this (I only use the cc to buy things from UK sometimes USA never large sums only small orders of 10 UKP 13 UKP USD 22 USD 25 etc) I…
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Tesco Credit Card - Promo Balance Transfer
Hiya, I received my statement from Tesco showing my card was clear (as i knew) but they included a flyer that says 'You can transfer your balance and pay no interest for 12months'. I have a different card with an amount on that I'd be interested in transferring but I'm confused by this.. 'There is a fee of 2.99% of the…
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Free credit score
Hi Just wanted to inform you how to get a free credit score from Equifax. If you look online, the options with joining a free trial are to get a free credit report but in order to get a credit score you have to pay £5.95 I wasn't happy to pay this so I called Customer services and asked them if I could get a free credit…
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Barclaycard Cashback - Exactly how the caps work?
This is baffling me, I've looked around and found no definitive answer and Barclaycards own t&c's aren't helping. I've read threads where people have contacted Barclaycard and again no definitive answer. I'll give this a try myself but figured I'd ask here first. The T&c's state and the summary states Now the only cap…
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married name stopping me get credit?
applying for a 0% purchase card but keep getting denied. Tried a credit search site but they couldn't validate my file. One of the reasons suggested was if I had changed name recently. I have got married but only (so far) changed my name with my bank and credit card company. Do I have no chance of being accepted whilst I'm…
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Credit card fraud
Hi guys (and dolls) i'm a newbie to the site so please re direct me if i'm off course...... I have a problem in that last month I bought a low insurance car for my daughter to share with us as it was her 17th yesterday and started driving with L plates. Unfortunately had a knock on the door from police lady saying that the…
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Paypals OWN mastercard? How do I get one?
From what I know it's a mastercard but there are visa ones too. What I was interested in is having a Paypal card and being able to directly access my Paypal account? So if I am sent £300 I don't have to wait for it to withdraw to my bank I can use the card and wd. Also PP allow you to open up a second balance in Euro,…
