Is Re-visiting a previous card provider possible?

Laoneill

I've come to that time of credit card life where my good deal has ended and I need to be a card tart again!
I have been chipping away at the balance but still need to get rid if more (buying a house didn't help cut spending)
Can you go back to a card provider you have been with before....or in more detail, can you move to a different part of, lets say RBS, if you we're with the other bank -2 years ago?

bouncydog1

Closed my account with MBNA 8 mos ago because the deals dried up. Left for 7 mos then reapplied - got 20 mos 0%, 2.5% bt fee and credit limit over £15k!

Depends what the t & c's say for the bank where you are apply but shouldn't be a problem if your account was conducted well.

Just be aware that if it is part of the same group that you are with now you won't be able to do a BT.

sfax

You have to wait at least 12 months after closing with Nationwide to get the best introductory offers again. Tried after 6 and they offered me a standard credit card, not the BT card I had applied for