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Additional card question
I have a Barclaycard and want to add an additional cardholder to the account. My question is will this create a financial link on my credit file between myself and the additional cardholder?
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Reputable compensation company to claim from after an accident?
Hi does anyone know of any reputable compensation companies to claim from after an accident? I was hit by a car while crossing the road during work time, as part of my day to day job. (I now have a broken arm and foot and am signed off work). At first I wasnt keen to go down the route of these companies but due to the lack…
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Paying bills with 0% on purchases Credit Card
Hi, I'm not 100% sure what 0% on purchases 100% means. A !!!!!! moment lol. With Tesco Credit Card I know that when I go into a shop and buy things I don't get charged interest for 18 months, same as buying things online. But what about paying bills with it. Are they also known as purchasese? These include paying Water,…
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Should I get a credit card to improve my credit rating?
My credit rating is fine but it could be better. The only things counting against me is a loan (which I am paying back and am on track to pay back early:D) and the fact that I'm not on the electoral roll (not a UK or EU citizen so unless I change my nationality there's nothing I can do about that one:(). But I'm hoping to…
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Credit rating
Hi We are returning to the UK after 5 years in Australia. Just wondered if anyone had any hints on how to build up our credit history quickly. We maintained a UK bank account which we have used to facilitate direct debits and standing orders, transferring cash regularly. Our credit history was good when we left. I am just…
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Tesco/M&S/Halifax Credit Cards - Are they contactless?
Hi All I am looking to replace my current credit card with one that has a decent 0% spending period on it and browsing the deals on here, it seems that the Tesco, M&S and Halifax cards are the winners at the moment. I'm very tempted by the Tesco card (because of the clubcard points) but I do a lot of purchases via the…
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How do I actually get my hands on my cash back from my Santander 123 CC?
(Stupid question alert from a newbie-apologies!) I have recently started using a 123 CC and have earned some cash back on it (only just had first statement). I have no idea how I actually use that cash. Is it credited to the CC account so that when you spend on your CC it uses this cash back, or something else? Does this…
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American Express and Xbox 360
Hope this is the right area for this (I did a quick search but nothing came up). American Express have partnered with Xbox 360 to give rewards for people who sync up their Amex with their Xbox. https://sync.americanexpress.co.uk/xbox/CardCapture Looks like you may get £10 credit on your Amex for syncing your card on the…
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Third Party Credit Application
Going to throw a quick question out to you all, I have been researching for some time and I know a lot of the experts out there have a lot of knowledge I have been checking soft searches and am deciding on a card to apply for but I found that one of the cards I am considering has a better offer through a comparison site…
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VISA Gold with no chip - many problems in UK
Hello, I have 2 VISA cards, one of them is a gold card, issued in Argentina. I am experiencing a lot of problems in the United Kingdom as most shops think they should not take any card without a chip & pin system. After I sent many letters to the central offices of those merchants, most of the times the answer is that my…
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Credit Card Limit to Fix Credit Score
Evening all, I have had a poor credit past however I have just looked at my Experian report. I'm currently within the excellent bracket on score of 963. One of the negative points is my low - self imposed - credit limit on my credit card which I set at £100. This is a negative as "Your current limits on credit and store…
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Credit card charge for transaction in euros
I've been charged almost ten pounds for buying a ski pass in Euros from a French website using my credit card. Is this allowed?! I had no idea that there was an additional charge, it wasn't flagged by the website so I assume its courtesy of Mastercard...on my statement its called "non sterling transact fee" I'm really…
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Visa credit card insurance against theft of new product
I bought a new jacket last week that cost £260 and was stolen from a bar. I paid for it on a Barclaycard Visa Credit Card. Does anyone know if I am covered with their insurance. I cant see anything on their website. Thanks
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Which CC to shed?
Over the past few years I've accumulated a few credit cards and now would like to seek your advice on which ones to shed so I can get better no-interest deals in future. I started opening them to build up my credit rating, so everything was, and is, always paid off in time. Then I felt safer having them as a back up should…
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Trouble with CC
Hello, I am unsure if this is in the correct section so i apologise if its not. I am having some difficulty at the moment (as partner has lost her job and the rent council tax etc has fallen on me). I made a repayment plan last month and i made a payment there and then. i agreed to a fee which in hindesight was too high…
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Can I use Tesco 0% Credit Card?
I am wanting to use a credit card to pay off a lump sum so that I don't have to pay interest when paying it back. Can I use the Tesco card for this? I am unsure of the differences between balance transfers/cash advances/purchases only... Thanks
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2 DDs in one calendar month
Hi I wonder if anyone can advise My DH has a barclaycard which he pays off monthly via direct debit. He's had a letter from his bank today to say that he's gone overdrawn, he never goes overdrawn, & when he's looked into it, he realised that Barclaycard took 2 direct debits within a calendar month, on 2nd and 30th October…
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Positive balance - Any help appreciated.
I got a new barclaycard platinum credit card this month, 3000 credit limit. Ive probably spent about 500 quid so far. I used it to put a 10 quid bet and won 2500 quid. I would normally only use my debit card for this but I didnt have it with me when i wanted to place the bet. I would rather have the money into my bank…
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Goods received do i return?
My Credit card details have been used fraudently by someone and they ordered items. A package arrived this morning to my home address as the seller only delivers to the card holders address. I didnt order them so must be by the thief/scammer trying for a nice pair of shoes! Do I have to and if so how do i return them ?…
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Credit limit increases - manual vs automatic
Hi all, Bizarre situation with Barclaycard recently - last month I was offered a 6.9% lob transfer on my Barclaycard platinum. With only a small available balance it wasn't worth taking up the offer. I decided to request a credit limit increase from £2800 to £3500 to take advantage of the offer, but was refused. This month…
