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Credit cards
Archives for November 2012
Discussion List
Mastercard Protection?
Does anyone know if Mastercard will refund a payment if the transaction was fraudulent? If, for example, the product sold is a fake and has been proven so by it's manufacturers?
Can i use a credit card ?
Hi I currently want/need to get hold of £700 to get out of this pay day loan cycle every month Then i read this from Martin , about the 0% card for people with bad credit (all payments have been paid on time, just a default from 4 years ago) http://www.moneysavingexpert.com/cards/balance-transfer-credit-cards#capone Could…
Lloyds Default not removed from Credit file
HI all I had a defaulted credit card with Lloyds the default for £2400 went on in 2009, it was passed to their collection ppl which I paid monlthy amounts to for a while. however in April 2011 I paid the whole lot off in one go. Got a letter from them confirming this and saying the debt is settle in full and they would…
Advice on credit card
Hi there, I don't have a credit card, so don't really know too much about them. I am looking to get one so I can book a flight just now and get a good price, and then just pay off with my wages each month, which should only take 3-4 months. I already have an overdraft of £450 with the Bank of Scotland, which I go into…
Using Paypal and credit cards for cash advances
Hi everyone, I've had an idea to get low-cost cash advances from a credit card to your bank account - just wanted to check if it sounds plausible. A friend is organising a holiday and I need to wire across cash to him to make up the balance. Normally I would put this on my 0% credit card so I can pay this off in smaller…
Vanquis - any hidden costs?
Hello, I joined Vanquis primarily to get some cashback. A requirement is to have made some transactions. I have the card now. I don't plan to pay any charges or interest. The reason I'm a bit twitchy is that I was just about to sign up for eVanquis thinking it'd be free (just like any standard card provider), and just…
Bmi amex card stopped???
Tried to apply for my old man and kept getting error messages, gave them a ring and lady said mbna are no longer offering the card:mad::mad::mad: Anyone know why, was a good card for the 20k avios bonus.
Does insurance searches affect my credit rating?
Ive decided i want to improve my credit rating, ive already started to increase my payments to help clear my debts (only £699 left! go me:)) Im not looking to apply for anymore credit anytime soon, just use my credit card to help build my credit rating, forjust incase in future if i need credit. I recently signed up to a…
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