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On behalf of ......
silly sausage down the road ................ Can you pay a monthly CC statement with another CC ? Was asked , did not know , but know someone on here will :) Regards
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Credit Card outstanding balance.. who can be held responsible?
I have a cousin who has around £9k outstanding on a barclaycard. he currently reside with his parents. he pay the minimum payment each month, plus as much extra as he can afford. What I am trying to clarify is whether the credit card debt is classed as a personal debt, or can the persons parents be pursued for the debt…
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Can I do a balance transfer from the same credit card twice
Hi there i am knew to this forum i have got myself into a muddle with debt and i think ive found a way out of it but i need some help if i can do this:- I applied for a barclays platinum credit card 0% interest for 22 months and was accepted for a credit limit of £4000 . I have a capital one card very high apr and maxed…
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Bit of a muddle up
Short story. Wanted to BT £3k from barclays to new provider (creation cards). When I applied I said I wanted to move £3k. I was a successful applicant, but they gave me a credit limit of £2k. So I thought I'd have to wait until my account was opened and then shift across the money (£1800 I believe would be the maximum I…
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Barclays Verified By Visa
Hi Just used My Premier Connect Visa Debit on a site and it went through to Verified by Visa and it said "Password not required low risk" then processed the transaction as normal. Is this good or what does it mean?
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Best Credit Card for benefits (travel insurance, mobile phone ins, points, etc)
Hi, I've been looking around for a decent credit card that will provide the most amount of benefits for the Annual Fee. I've seen some offer travel insuarnce, have a rewards system, offer mobile phone insurance etc. Just wondering if anyone had an opinion on which offer the most benefits for the money? Thanks R
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Cash Withdrawals
Hey all, I recently was accepted for a Capital One Classic card with a £500 limit. I drew out £250 from the cash machine earlier, then realised I shouldn't have done this because they charge interest daily. If the annual APR is 34.94% and the fee is 3% of the amount withdrawn, how much would I be looking to pay on my…
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First Credit Card
Hi, I've always been worried about getting a credit card incase i get into debt but i am now thinking that i need one to help my credit rating as i have never had any loans either (apart from student loan). I am also going to NYC soon and think it would be an advantage to have one incase i lose my cash etc. Are there any…
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Barclaycard debt
Have taken a huge drop in income which I'm trying to recover through the courts and am existing on basic state pension. House is on the market with plenty of equity. I was receiving automated calls from BC daily none today so far. The problem is they only give choices as how to pay. Obviously I can't pay at present, but…
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What to pay off first?
Hi Guys, Some help please. I have taken out a life of the balance card with 'S' and transfered £3K from my 'M' card. When this tansfer was completed 'M' card called me and offered me 6 months 0% so i transfered the balance of £900 from my 'H' card. So now I have £3K on 9% life of the balance on my 'S' card, £900 0% for 6…
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Unactivated Splash card - Any charges?
Not sure if this is where to put this enquiry. I made a best guess I got a Splash card about a year or so ago, but I never actually got around to activating it. It lies unactivated in my wallet gathering dust. Today I went to ask their support line if any part of my account was still active, but all they did was refer me…
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Can you still get Green American Express in the UK ?
Hi, my first post :D I was wondering if you can still get a Green American Express in the UK ? I still see a few people using them, but they don't advertise them their website. Thanks.
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When will Capital One consider me for an increase ?
I've had my Capital One Progress Card for coming up 5 months now, with a credit limit of £200. Since this was my first credit card I could fully understand this, and was lucky to even get one at 19. On the website it says if you run your account well, we will inform you about an increase. Does anyone know how long its…
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Can I increase my credit score being a second card holder?
Hi, I'd like to increase my credit score but I don't have own credit card, I am just the second card holder. Is this enough to increase my credit score or do I need to get my own card? thanks
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applying for a tesco cc online
After trying to get Virgin to lower my 26% APR now the 0% has finished, and failing, I've come to the conclusion that I really need to transfer to another 0% card. I had a look about and Tesco seemed like a good choice. I want something with cheap balance transfers as I have £2099.30 to transfer. I'm so annoyed as I've…
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To close credit card accounts or not?
I'm getting conflicting information. Built up a lot of credit card debt over the last couple of years but really trying to get things sorted. I have several credit cards and have been swapping balances about when deals are offered but I'm getting to the point now where no deals are coming and I've been rejected for new…
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Is a joint credit card the same as a joint account?
Hello, I applied last week for a new credit card and put that I'd like my partner receiving a card as well. This credit card is link to my bank account. My credit score is pretty good but my partners is bad so I read that having joint accounts could be bad when applying for mortgages for example. If I sign this credit…
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Getting Refunds on credit cards?/Buying stuff after cc company taking PM.
Hi there, im new to CC, so just would like some advice. :p Say if i were to buy something, on my cc, but the money was refunded, what will happen? Any charges, etc? do i need to pay anything.. Also, say for example, my cc statement is due on the 15th, they take the money out on the 20th, i spend money after the statement…
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Help needed
Hi all long time reader, first time poster.. Any way what I need to know is what is the cheapest way to borrow £1400 ? I was thinking 0% credit card but do they charge for cash withdrawels and do you loose the 0% ? Also it will be paid back within the alotted time. Its got to be pretty quick as my van has died and im…
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New Credit Card balance transfer question.
Hi All, I have a general question in regards to balance transfers. My Barclaycard 0% interest is due to end this month. I therefore decided that it would be best to get a new card and transfer the debt from the Barclaycard and another MBNA card (currently paying huge sums of interest) over to just the one. However, the…
