Getting Refunds on credit cards?/Buying stuff after cc company taking PM.

TrueUnitedFan

Hi there, im new to CC, so just would like some advice.

Say if i were to buy something, on my cc, but the money was refunded, what will happen? Any charges, etc? do i need to pay anything..

Also, say for example, my cc statement is due on the 15th, they take the money out on the 20th, i spend money after the statement produce AND money has been taken out on the 20th, will the money spent be added on the next month's statement?

Thanks a bunch!

jonesMUFCforever

If you buy something and its then refunded before the due date you will owe nothing.
If you have made a repayment then the card could go into credit which you could re-spend or you could ask for the money to be returned to your bank account.