-
Question on balance transfers
Can I only balance transfer from other credit cards? I've just got a new CC through and they do 17 months interest free on balance transfers and I have an account with Very.co.uk, would it be possible to balance transfer this to the credit card?
-
I cleared my balances but tiny acorns grew
I cleared the balances on all my credit cards and went abroad for a while. I kept them for future use. Unknown to me, Barclaycard decided that I still owed £5 so imposed compound charges and interest, drastically cut the limit and finally closed it, claiming I owed almost £50. That's when I noticed, so I protested.…
-
I cleared my balances but tiny acorns grew
I cleared the balances on all my credit cards and went abroad for a while. I kept them for future use. Unknown to me, Barclaycard decided that I still owed £5 so imposed compound charges and interest, drastically cut the limit and finally closed it, claiming I owed almost £50. That's when I noticed, so I protested.…
-
BarclayCard Platinum - Will they revoke?
Hello! I had an email from MBNA to say try applying through the pre-checker for the Fluid card. Which I did and it said wouldn't be best to apply for fluid for chances of acceptance for Barclaycard platinum was excellent, along with Cop One (Already have) and Barclaycard gold. So, I thought hhhmm, and applied for…
-
0% borrowing on cards
I have spent on a couple of 0% credit cards and am just paying off the minimum payment each month whilst saving money regularly so that I will have enough to pay off the debt when the 0% credit period is approaching its end. My query is does it matter whether I pay off as soon as possible (and lose any future interest by…
-
Claiming on ppi to give up work to be carer.
Hello - hope someone can advise me with this problem. Basically I gave up work last November to care for husband who receives attendance allowance and is unable to cope at home alone. I claimed and receive carers allowance. No problem there. The trouble I have is claiming on PPI to clear off the debt on my credit card.I…
-
Vanquis
Hi all, After some help... We moved house 19 months ago and changed our address with Vanquis and subsequently recived correspondance at our new address. We then didn't hear from them until 2 months ago stating that we were over our credit limit. We rang to say where were all the statements for 16 months, how did they allow…
-
DCA sending out letters on behalf of someone else?
First and foremost, a debt is owed by a Grandmother to Barclaycard - not for a lot, but she owes it. Unfortunately, my grandmother's health has deterioted so much so that she is now living in a home and, as a result, we've been forced to sell her house. My mother and I are Powers of Attorney's and will pay off all her…
-
Date of first statement?
I opened a Barclaycard Platinum Account a few weeks ago, and have just transfered over two BTs from other cards which are listed on my online account management page. However they have not yet produced a statement for me (online or in paper) which worries me as I am getting near to the end of the four weeks (month) in…
-
PrePaid Cash Cards
Hi guys, What are your thoughts on these prepaid cashcards: http://www.cashcase.co.uk/cashcase_marketing/92/benefits.html
-
What is my card worth to the card provider?
How much does a credit card company earn from each card? They have 2 income streams, one from interest, the other from a percentage from the retailer from each transaction. The interest is visible on the statements, how much do they earn from the retailers? I guess "what's the average they earn per card" is the simple…
-
Homebase Card
I have a homebase card which I tried to pay using a balance transfer card (from Barkley's) but when i enter my card info it rejects it? It was something to do with the amount of numbers on the card. What is my best option as I don't have the funds to pay it off before interest occurs? Thanks Tom
-
Help with wife's credit card balance.
My wife has just over £2000 on her tesco credit card and it has gone past the 0% purchase rate so she is stuck paying the minimum payment of £46 which I believe £39 of interest gets added on each month!!!! So it is going no where! Is there anyway to solve this? Will a balance transfer accept that much balance? and where is…
-
Credit card authorisation - advice needed.
Sorry if this is a bit long winded but here goes. I set up a direct debit from my current account to top up my daughters mobile each month on the 20th. As part of the process I had to give my credit card details. So if there was a problem with the direct debit they would charge the card and the top up would happen anyway.…
-
Barclaycard won't confirm in writing
I range Barclaycard this morning to settle a credit card balance with them that was passed to Moorcroft and passed back to Barclaycard. They accepted over the phone and the guy said that Barclaycard accept £xx as a full and final partial settlement and the account will be closed as long as I pay by April 1st. When I asked…
-
Gift certificate Rules /Refunds
Apologies if this is not the right board...I couldn't find a more appropriate one. I'm not sure if there's any recourse but as there are so many knowledgeable people on this board I thought I would give it a try. My DH bought me an expensive spa day gift certificate with treatments this past Tuesday for my birthday.…
-
Changing CC statement date?
Hi, I'm just wondering if there is any way that you can request that your credit card statement date is changed? My statement is produced on 2nd of the month and is due around the end of the month. However, the earliest I can pay is the 19th as this is when I get paid and this is the date I have always made payment. I now…
-
Section 75, buyer protection, charge back etc
Thinking of buying a guitar(£900) from Spain, ordered from a Spanish website and delivered to me in the UK. I only have a visa debit card & was thinking of getting a credit card for the added buyer protection(section 75). I have the money in my account already and would pay the CC bill in full on the day I receive it.…
-
Halifax CC application question.
Just a quick question, I was thinking of applying for a purchases CC with Halifax, I was wondering why they are asking for my sort code and account number for my current account. Do not really like giving those details out since coming here :-) Can they look into my account details with that information ? Thanks in…
-
I need some help on purchases/spending credit cards?
I have a question about the 0% purchase on credit cards. If I apply and get accepted for a 0% purchase cerdit card lets say my credit limit is 1,200. Could I arrange for that money to be put in my current account? Is this classed as a purchase? I dnt understand the purchases?
