BarclayCard Platinum - Will they revoke?

Layla_CK

Hello!

I had an email from MBNA to say try applying through the pre-checker for the Fluid card. Which I did and it said wouldn't be best to apply for fluid for chances of acceptance for Barclaycard platinum was excellent, along with Cop One (Already have) and Barclaycard gold.

So, I thought hhhmm, and applied for Barclaycard platinum (6 months or more ago I was rejected by Barclays pre-checker for any Barclaycard). I go through the application, and it says after I have submit that I am not eligible for platinum 17.9% APR but they can offer me a diff platinum and to apply for that. Press okay, and voila, approved for a Platinum card with an 8k limit, registered and logged in to the online banking and yep, it's all there good to go - card should be with me in 5 working days....

I am now wondering if I am a victim of the approve now reject later? My credit isn't 100% (two settled defaults from 2008) and I have a vanquis card I am closing, cap one and virgin card and an overdraft available from Barclays so I am concerned they will take a second look and close the card? I guess I won't know til they actually do it.....but it would be nice to be able to close all my others and just have the one credit card - and lets face it a platinum is a welcome change from a vanquis! LOL:rotfl:

Ben8282

I don't know what the 'pre-checker' is or understand why MBNA would send you an e-mail refering you to something which offers you a rival card but instead of worrying that you MAY be a victim of the approve now reject later just relax and wait and see what happens.

As you only applied for this Barclaycard as a result of an e-mail received by MBNA, don't see why you are so worried anyway ...

Layla_CK

Am not worried I am wondering...

...not sure why the snippy comment...but thanks for the reply all the same ...

Tixy

Barclaycard do have a bit of a reputation at the moment for giving out cards/accounts and then changing their minds. Hopefully you'll be ok, but only time will tell.

Maybe being an existing barclays customer has helped you though.

Miss_Spendalot_2

Layla_CK wrote: »

I am now wondering if I am a victim of the approve now reject later?

Hello,
Yeah I think you will be okay tbh although there have been a few cases where Barclaycard have withdrawn an offer there are plenty that have gone through just fine.

Good luck

Layla_CK

Had an email today confirming approval

brushamills

Hi,don't know if this is helpful as u have only just obtained a Platinum card.Barclaycard charge an annual fee of £15,(increased this year). I have always phoned them & said I am not happy to pay this & will cancel & they have waived the charge. Every little helps!

AMG762

brushamills wrote: »

Hi,don't know if this is helpful as u have only just obtained a Platinum card.Barclaycard charge an annual fee of £15,(increased this year). I have always phoned them & said I am not happy to pay this & will cancel & they have waived the charge. Every little helps!

Are you sure about this annual fee?

I just got a platinum simplicity and im sure it says no fee...

http://www.barclaycard.co.uk/products/apply/summary_box/simplicity.html