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chargeback - payment via unauthorised agent
Hi, I would appreciate any help with regards to the following: /I will use JA for one firm and IDEA for the other as I do not want them to google out my progress, real names start with these letters and both are based in Barking, London/ in Jan 2012 my car broke down and I ordered second hand engine from IDEA, described as…
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Vanquis DD
I got a statement dated 20th March but my DD hasn't come out yet. Is it normal or should I chase them?
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Application Fraud/credit file???
Just want a bit of advice please. Have received a credit card with my address but not my name. I have not applied for a card. The issuing bank have told me to destroy the card and they will block the account. Just wonder if it will affect my credit file - as it was my address used, but not my name?
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Best way to pay off a credit card
I'm in a position where I can pay off some of the balances on my credit cards and wondered the best way to do it. Most of my credit card payments are due at the end of the month and are set on direct debit payments. So should I wait until these are paid and then pay the rest of the balance off or is there a better way of…
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Best Credit Card for Purchases?
this has probably been asked a thousand times, but here goes: I'm looking to increase my credit rating and want to sign up for a simple credit card that'll give me buy things with it without a charge and with a few months pay-back breathing space before interest is charged. Any rewards would be a bonus but not necessary. I…
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Balance Transfer - Twice from Same Credit Card?
Quick question... I have just transfered a credit card balance to my new credit card as I have 0% on balance transfers. I have made a purchase on my old credit card since. Can I transfer this too? I wasn't sure if that seems dishonest as I'm transfering a balance twice from the same card? It wasn't a huge purchase so not a…
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Paypal Access Card question
Hello! I have just received a Paypal Access card. In the attached leaflet it states that there is a £5 charge for receiving a paper statement, however I can't find anywhere that states whether or not I'll receive these automatically, or whether I need to, or indeed can, opt out. Needless to say I don't want to be spending…
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Maestro Cards & The Issue number
Hi, This is a little bit of a random question but really could do with some feedback from everyone. We are in the process of setting up an online store. We have bit of a concern when it comes to Maestro Card payment. Currently our payment gateway terminal is not intelligent enough to detect the different requirement when…
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How long do balance transfers take?
Just wondering. Will be doing one from Halifax to Barclaycard.
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PPI to a debt collection agency
Hi, a few years back i had a loan with the abbey national, due to my situation at the time i had problems repaying the loan and was making regular smaller payments to them and it was then passed on to a debt collection agency where I still continue to make payments, however I'm not sure if the total debt that was passed on…
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Cant get next account cant get current account whats going on?
Hi i posted on a different part of this forum for some help on how to get my credit rating up..currently at 0!....i tried to follow some ideas but.... Applied for a next account online, got accepted but when i came to buy something it wouldnt work and said i would have to pay with a debit card or paypal this time?.... also…
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0% balance transfer
I have the option to transfer another credit card balance to my Barclaycard with 0% till 1st October and 2.9% transfer fee. I normally use the card a lot and pay it off in full each month so how does it work to keep it at 0%? Say I transfer £4k to it and spend £2k in a month, if I pay the £2k do I need to pay anymore out…
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Using Halifax Clarity abroad
Will be going to Europe soon is it cheaper to take euro's out at an ATM in Europe with the clarity card, or is it easier getting euros before leaving?
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Monthly rate changes but annual doesn't?
I have a Co-Op credit card, which is a legacy product after they took over my Northern Rock mortgage linked card. I was a bit confused by my latest statement, as despite paying much more than the minimum balance (and not spending on it) , I noticed my predicted interest for next month was going to be more than it was this…
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Mortgage on credit report
How much does having a big mortgage affect your application for a credit card? Or do credit card companies just tend to look at your unsecured debt levels? Thanks
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MBNA Credit Card Expired but they still paid for Facebook credits
Hi. My 12 yr grandson was able to use my credit card which expired in Dec 2011 to pay for some Facebook Credits for a game he plays. It would appear the card details were stored on the game website and he was able to make 9 payments in March 2012 on the card that expired last December. The reason he had the details in the…
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best bank card to hold abroad
My son is about to work abroad & earning. He needs an account he can put his (euros) money in abroad for safety,& have access to use in this country . He would not qualify for a credit card but needs maybe post offic account??
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Credit Card transfer to Bank Account
Hi I hope someone can help me. A friend has transferred money from marks and spencer credit card to my bank account but it has not yet arrived. I don't think she said it was a bank account either. Please, please, please, tell me that this money is retrievable somehow? It was transferred 14 March. Thanks
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"BT is not supported for this credit card"
Just tried to transfer a balance from my MBNA card to Barclaycard and got the message "Balance transfer is not supported for this credit card". Can anyone tell me what this means and why my card should be limited in this way?
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Buying car on credit card
Hi I'm wanting to buy a car and use some of the money off a credit card to put towards it. Only problem is its from a private seller who obviously won't have a machine for me to pay for it. Is there Away around this as I know you can only withdraw a small amount of cash out on a credit card. I know I could get a loan but I…
