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Application Fraud/credit file???
*Rainbow*Warrior*
Posts: 355 Forumite
in Credit cards
Just want a bit of advice please. Have received a credit card with my address but not my name. I have not applied for a card. The issuing bank have told me to destroy the card and they will block the account.
Just wonder if it will affect my credit file - as it was my address used, but not my name?
Just wonder if it will affect my credit file - as it was my address used, but not my name?
0
Comments
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It shouldn't do, but I would be vigilant and request copies of my credit files. I'd do the same again in a month or two, or sign up to one of the subscription services. Yep it costs, but could save hassle in the long run.0
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You should of bloody spent the money!0
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If the card isn't in your name you have nothing to worry about. Credit is on individuals not addresses.0
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