Using Halifax Clarity abroad

SCO

Will be going to Europe soon is it cheaper to take euro's out at an ATM in Europe with the clarity card, or is it easier getting euros before leaving?

lisyloo

You need to do the maths.
When are you planning to pay your clarify card off?
How much interest are you going to pay?
Can you get the Euros at less commission here?

Example: Generally most people pay their card off quickly.
So two weeks - 0.5% interest.
It's generally not possible to find Euros cheaper than that in the UK.
So in general if you're paying the card off quickly it's cheaper on Clarity.

If you have any Euros around the house, then it's useful to take some with you, for a bottle or water or cup of coffee before you find an ATM.

SCO

lisyloo wrote: »

You need to do the maths.
When are you planning to pay your clarify card off?
How much interest are you going to pay?
Can you get the Euros at less commission here?

Example: Generally most people pay their card off quickly.
So two weeks - 0.5% interest.
It's generally not possible to find Euros cheaper than that in the UK.
So in general if you're paying the card off quickly it's cheaper on Clarity.

If you have any Euros around the house, then it's useful to take some with you, for a bottle or water or cup of coffee before you find an ATM.

Only away for a week, would pay it off when i get back.

Would be paid off within 10 days.

opinions4u

I'd expect the Mastercard exchange rate to be better than anywhere selling Euros in the UK.

Usually.

<insert disclaimer here>

But I'd hate to get to the Med and discover the card doesn't work for reasons unknown, so I'd always take some Euros with me anyway.