Can I increase my credit score being a second card holder?

shakecat

Hi,

I'd like to increase my credit score but I don't have own credit card, I am just the second card holder.

Is this enough to increase my credit score or do I need to get my own card?

thanks

w211

Being a second card holder, I don't think increases your credit score, since the original card holder is still responsible for the debt the card holders applies to their account.

As a second card holder all the bank does is give you a credit card with your name on it, don't think they credit score in order to be a second card holder.

piglet39

Hi shakecat

As a second cardholder the account is not in your name and therefore does not form part of your credit history. No entry will appear for it on your credit file.

Piglet

shakecat

Hi w211 & piglet

thank you for your help.
I understood.

thanks