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Halifax Clarity Credit Card - app processing time?
Hi I'm just wondering how long it takes to receive this credit card from halifax once you send them the signed forms? I was approved for it a while ago and was sent some forms to sign, but they say they didn't receive this, so i sent them again. I got the card for the cheap cash withdrawals abroad, and i'm going on holiday…
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missed my vanquis dd today
i just couldnt get it covered, in my enthusiasm to reduce my overdraft i hadnt taken into account the DD and had been left short, i have money clearing tonight so will stay up late and make a card payment online. just wondering how vanquis are likely to view this.
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Alternative to RBS 0870 Number
Hi all, I've done a search on the forum and I can't find a post related to this, so I apologise if this a duplicate. I needed to ring RBS today to CANCEL (yes, cancel :j) my CC (never thought I'd say that!) and I refuse to pay for calling them. So after a lot of Googling, I found an alternative number to the main card…
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Expired CC - need to return item purchased
Hi All, I wonder if you could help - I purchased a couple of items on my Egg Money cc which I need to return now. However, following the transition, my Egg card has been replaced with a Barclaycard from today. Should I still be able to get a refund ok and is there likely to be an issue with the change of card issuer? tia
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Pay off overdraft with credit card
Hello, I was watching Daybreak on Friday morning before work and heard the lovely Martin talking about transferring debt from a bank to a credit card. Here's the history: I've got a £200 limit on a capital one card - which I pay off £40 a month on (and then end up spending it again!). I have had this for 6 months now. I…
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Refund now re-charged?
Hi. I was wondering if anyone knows how one would stand in this situation? A customer writes to their credit card company regarding unsatisfactory warranty support from a major electronics manufacturer on an item costing more than £100. After supplying supporting evidence, the credit card company refund £480 based on the…
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New deals for existing customers?
apart from companies like tescos and nationwide writing to you, how else do you know if they have new zero balance transfers for existing customers please. It seems that all the offers are for new customers only. so, will it be best to cancel these cards and apply again later? There's not much loyalty from these companies…
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Egg\Barclay Card to Virgin Balance Transfer Woes
Hi, As anyone tried to transfer a balance from their new BarclayCard egg replacement card? I've tried today and the virgin site does not recognise the Barclays credit card numbers! I've spoken to Virgin and they say they are working on a fix but can't give any timescales, which seems crazy to me! they've suggested putting…
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Egg Extended Warranty - worthless
I know egg have just moved to Barclaycard, so I'm not sure if this still applies, but here goes. I have claimed on the Nationwide credit card extended warranty before, although it was many years ago. The procedure was very simple. Below a certain value, they don't ask for any evidence, they just refunded the cost directly…
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Debt Collector got my name wrong
Received a letter chasing money and its addressed to a completely different Chrstian name. Is this debt still enforcable?
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MSE Blog: How one MSE team member forgot to practise what he preaches
This thread is to discuss my MSE blog: How one MSE team member forgot to practise what he preaches
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Nationwide rant
Ok guys, In June i applied for nationwide credit card on 17 months 0% BT offer. The sales lady told me I couldn't declare all my income on the application form as it wasn't guaranteed. Anyway the "soft search" offered me a good rate and good limit. When i accpted the offer the system declined the application. I was told it…
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increase Capital One Classic credit limit?
Hi, I've got a Capital One Classic credit card since July, and I've been awarded £200 credit limit (which I think is the minimum, and I've got it basically because I have a very short credit history in the UK). I'd like to get an increase on my credit limit, but they say they automatically review profiles and they…
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Store cards and your credit rating...
Hi All, I am looking to take out a mortgage in the next 12 months and am trying to get myself in the strongest financial position possible. I already have a credit card that I use for transactions during the month and pay off in full when I receive my bill. I do this to show that I can make credit purchases and then pay…
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Daily mail rewards club !
Hi :) ,its been a while since posting anything here as i have had nothing to ask till now! The Question is the The dailyMail Rewards club! Q :So far i have been pleased with it though ONLY if you choose any reward thats not the FLEXICARD ONE:mad:!>>> Very frustrating , i will explain! I mainly go for the Gold reward which…
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0% ended after 1 month.. help
I took out a credit card for £7000 a year ago and transferred existing debt from another card to it. I have spent the last 12 months repaying £180 a month believing i was paying my debt off interest free.. unfortunately i used the card in the first month for a purchase that pushed it over the £7000 limit by £82 for just…
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I'm sorry if this has been answered a million times before...
but as our egg card has now been changed to a barclay card, we're due a refund back on the egg card from a collection company. We paid majority of payments from our bank account which have now gone back in however we had to make one payment on the egg credit card which hasn't gone on to the barclay card Does any one know…
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Capital One - Failed ID check
Hi, Have a bit of a situation with them at the moment :mad:. Payments wise everything is fine, min goes out by direct debit and is up to date. But....... I have moved address 3 times in just over year, in this time I have forgotton any previous phone numbers and forgotten my online login details. I rang up to query my…
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quick question :)
hi guys, just need some help and advice, if anyone could help i'd be very grateful. basically i took out a car finance a few years ago but want to now sell the car. i have spoke to santander about my settlement figure and they have quoted me £2600. to pay that figure i would have to sell the car to get the money, but i…
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Card Guard cancellation
I have read some other threads about 'credit card protection' and just cancelled the Direct Debit that was setup with CPP Card Guard as I don't want to pay £ 31 a year for that service anymore. Is that all I need to do or do I have to let CPP know of my decision? Thanks
