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0% on purchases
Hi quick question (i think). If i got a 0% on purchases on credit card does a holiday count as a purchase? Thanks
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best deal
:T:T:T:rotfl::rotfl::rotfl::rotfl:hi am i better off with a 0 %balance transfer or a low rate for life :money::D:D:D:D
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Barclaycard BT.. now missed a payment, what to do?
Hi, having recently transferred a balance to my barclaycard in the last month, I have just logged on to discover that I have missed a payment, I am currently 3 days late, it is recorded on my account. Now I have just screwed the 0% interest offer up, all because of a £20 payment whic I do have but must have genuinely…
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American Express Preferred Rewards Gold Card
Hi, I guess I will try my luck to get one of the American Express Gold cards, it gives one 20.000 BA miles. It costs £95 for a year, however, there is a quidco offer with £60 cash back, makes it effectively £35 a year. I am just wondering if anyone knows if I will be able to cancel the card after the first year or if I…
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Does the Halifax rewards clarity card still exist?
I am looking for the Halifax rewards clarity credit card which offers those with the Reward current account a £5 a month payment each month that you spend over £300 (as mentioned on this site). But I can't find it - on the Halifax site there is a Clarity card but no mention of rewards or £5 a month. I opened the Reward…
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requested a new CC but don't need it...
I was looking for a way to shift the 4K I have recently accrued on my debenhams store card and was offered an additional barclaycard with 0% for over a year but with a low limit. I sent off the paperwork but not heard anything back. In the meantime I saw santander (who I use) had a 13 month 0% deal on and I decided to…
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Nationwide CC query
Hi guys I'm normally on the DFW board but thought this question is best posted here. I have a CC with nationwide and have had for the last 10 years or there abouts. I am near my limit (£378.43 left available) and have been for some time but always meet my payments. I got a letter from them this morning saying that they…
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Which card?
Does anyone know which is the best card for buying online from Denmark? I will be spending about 7000 Kroner. Thank you :)
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Capital One Classic
I folks. I have a poor past credit and I am in the process of rebuilding and have missed no payments on accounts with my phone/virgin cable services for over a year and a half. I tried applying for the Capital One Classic card to use to spend and pay off in full every month to help boost my credit rating. I applied, I got…
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1st account
need further guidance for when(timing) to apply for 1st credit card never had any credit before, and only 2 weeks ago opened a bank account so i have zero track record and zero debt. Shall i apply now or leave it and is it better to apply at own bank or outside card provider cheers.
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Quick Equifax Question
i want to sign up for the credit watch program and want the 30 day trial. when i look at that option it says 30 days then 69.99 for 10 months. does this mean after 30 days i'll have to pay for the whole year? is there a way i could pay it monthly? i would phone up but theyre not open on Saturdays (just tried) and im sure…
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Sneaky interest?
I have a credit card with RBS and recently used their online credit card Facility to change my payment date to the beginning of the month from the middle of the month. This month my online account says that the payment is due on 3rd April but my paper statement says the payment will be collected on 23rd of March. I thought…
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Maximise your returns, whatever the card.
I have had a look and cannot see this elsewhere but please merge if i am mistaken.:money: We all use cashback or reward credit cards but i find it difficult looking for utility companies that will let me pay my bill via a SO or DD from my Credit Card, therefore missing some regular payment cashback opportunities. This…
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A few credit report questions
1) When I applied for my report it asked whether I had been known by any other names. I entered my maiden name which is then recorded as an alias on my report. However I have not been known by that name at my current address as I got married before moving. So should the question really be "have you been know by any other…
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Experian CreditExpert 2nd free trial
I received the email below, reactivated my membership and promptly got charged £14.99 despite the small print saying I won't get charged until the end of my 30 day trial. Not impressed.
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EGG Cashback Payment Date
Following the announcement that Barclaycard will be taking over I want to close my account, but I am awaiting £136 cashback before I do this. Has anybody had the cashback paid into their account this year? I have had a look at my April statement from 2010 and the payment day was 11th March.
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Exclusive Credit Card Offer From Halifax
Hi folks, I recently opened Halifax websaver account and moved my savings (in excess of 10k) to that account from Natwest. Today I logged in and have found so many offers appearing on my account like reward current account and what not. The most eye catching one is this one: It is offering: 0% for the first 12 months on…
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Using credit cards as a loan —all at once?
I'm in the process of starting a business and will need 13k in capital over the first year. I have determined the most efficient approach could actually be to get a 'loan' via credit cards using Martin's excellent guide on Super Balance Transfers. I have excellent credit history and I became an expert at credit card…
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55 days interest free and 15 months no interest?
Hi Im looking at the M&S credit card with 15 months interest free purchases im confused by this... I understand how "upto 55 days interest free" works but the credit card also mentions 15 months interest free. So i would think this means i can make purchases for 15 months without being charged a penny on interest. im…
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Next Directory Query
I have opened a Next Directory account recently and have a quick query if thats ok. Do they offer any 0% for 3 months or pay next year offers such as Littlewoods and the like? All thats indicated from my statement is that if I dont repay in full i'm charged 26.9% APR which makes me think I should just pay in full with a…
