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A few credit report questions

lisyloo
lisyloo Posts: 30,094 Forumite
Part of the Furniture 10,000 Posts Name Dropper
1) When I applied for my report it asked whether I had been known by any other names. I entered my maiden name which is then recorded as an alias on my report. However I have not been known by that name at my current address as I got married before moving. So should the question really be "have you been know by any other names at this address". My maiden name is now linked to this address which is not harmful but it's not right either. I have 9 aliases put on by myself which I think are incorrect as their question was not clear. Should I try taking them off or not bother?

2) How long do aliases, financial assocaitions , linked addresses stay on? I have a linked address on my report that's exactly 8 years old.

3) On the extended infomation does it look bad to have cash advances. I have 7 cash advances when I was abroad (all paid off on time).

4) I have a minimum payment during a promotion period (0%) does the M look bad or not?

5) Egg show payment amount as £0 when it's paid off in full by DD. I presume other lenders know how to interpret this?

Mostly out of curiosity.
Thanks in advance.

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    lisyloo wrote: »
    1) When I applied for my report it asked whether I had been known by any other names. I entered my maiden name which is then recorded as an alias on my report. However I have not been known by that name at my current address as I got married before moving. So should the question really be "have you been know by any other names at this address". My maiden name is now linked to this address which is not harmful but it's not right either. I have 9 aliases put on by myself which I think are incorrect as their question was not clear. Should I try taking them off or not bother?

    2) How long do aliases, financial assocaitions , linked addresses stay on? I have a linked address on my report that's exactly 8 years old.

    3) On the extended infomation does it look bad to have cash advances. I have 7 cash advances when I was abroad (all paid off on time).

    4) I have a minimum payment during a promotion period (0%) does the M look bad or not?

    5) Egg show payment amount as £0 when it's paid off in full by DD. I presume other lenders know how to interpret this?

    Mostly out of curiosity.
    Thanks in advance.

    Defiantly question your aliases with experian!!

    Financial Associates straight away(well within a month).
    Linked address I could be wrong but think they defiantly stay on for a while but not sure how long.

    The rest I haven't a clue sorry.
    Someone with more knowledge then myself with along shortly.
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