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Bank of Scotland/NSPCC 0% Promotional Code
The other week I received a letter with a promotional code giving 9mnths 0% on balance transfers if done before 31st March. I've now cleared down the account ready to do a BT only to find I've lost the promotional code. Can anyone help? Thanks. Mike
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MBNA Charged Interest but it's 0% Help!
Hi all, I've just noticed they have charged me this below but don't know why as my 0% purchases ends in November :huh: 08/03/2011 08/03/2011 INTEREST CHARGED £26.70 I have a balance of £1900 or so and i missed one payment through my own stupidness which they charged me £12 for. Anyone know why i'm getting charged interest?…
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Best rewards card on regular spend?
Hi all, Just a quick one and some advice, what would be the best CC rewards (cash back or reward) on a monthly regular spend of £350 at least per month? I have already had AMEX Platinum, Rewards card and currently on Barclaycard Freedom. I cannot no longer reapply for any AMEX cards for six months because of previous cards…
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Argos Store Cards
Does anyone know which credit cards allow for balance transfers to Argos Store Cards. I just got a tesco credit card to do this and was told they can't do it and can't seem to find which card can do this. Any help would be greatly appreciated as the interest rate is a nightmare!
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What are the chances of "haggling" when paying off credit cards ????
I have at the moment 4 credit cards on the go, I am in a position to pay them all off once and for all in 1 foul swoop (:):):):j:j:j:):):)).:money: The question is , what are the chances of haggling down the balance's with the credit card companys and what is the best way of going about it ???. At the moment I owe…
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Late payment charges
I have recently received a late payment charge from MBNA that I am unhappy about paying. I have spoken to MBNA and they state that although I cleared my account before the due date the fact that I cancelled my direct debit incurred charges as they couldn't take any money from my account - surely this can't be right as I…
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Virgin trains new credit card
Going to London tomorrow (hopefully) booked via Virgin Trains on an e-ticket, I have printed off the ticket but in the Terms and Conditions you have to produce the credit card that you booked it by. The problem is the original credit card expired in February 2011 so I have cut up as per the instruction from the bank as it…
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barclaycard platinum
we dont have any credit cards so on monday we went into our local branch and applied for a barclaycard platinum, does anyone know how long it takes for the application to go through or if we get declined how long before they let us know. thanks
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Reapply for a Barclaycard
Hi, I previously had a Barclaycard which I cancelled about 15 months ago. Being a rate tart, I want to take advantage of their latest offer for 12 months interest free on purchases. I do not want to apply and be rejected (a blemish on my spotless record!), so are there any rules/guidelines about how long you do not hold a…
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Late Fee on Credit Card - given wrong info by NatWest
Hello Hoping someone can help - I'm looking for some advice before calling NatWest about this At the moment i have a zero % credit card with them that was got for a balance transfer to clear some debt. I've been paying the minimum payments every month and this month decided to change to a standing order of £150 each month…
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Refused a Santander Credit Card 1st time in my life
I have just been refused a Santander Credit card. I applied to shift over a balance from another card to take advantage of their long o% interest rate although They were not aware of how much I wanted to shift because the application did not ask this question. I earn £35k per year and have an outstanding credit rating, no…
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Mbna
Hello everyone, New to the forum and have spent hours over the last few days reading up on lots of very helpful information :) On Thursday last week I applied online for the MBNA platinum card (as I am after the SBT) but I have yet to receive any feedback from MBNA. Did not even get an email to confirm they had received my…
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Hi im new here
Hi I have a question regarding the Comet Edge card. My girlfriend took one out years ago and all has been fine. However we have not long moved into our house, changed jobs and now get payed in the middle of the month. We ran around all the companies we have Direct Debits with to change the payment dates and all the…
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Credit cards
How do i transfer balances between card companys
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Section 75
Recently we booked a weekend away to london and also bought theatre tickets which was for four of us the total coming to just short of £300, today i have found out that the company has gone bust and my tickets were never actually paid for by the company. I paid for them on my visa card but when i phoned the bank company up…
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my cc interest rate is going up, time to make an important descision
I have a cc with Natwest, as far as my credit report shows, i don't miss payments, or late, and they like me because i pay min payment each month, never got into being sensible and paying off the balance each month. The cc is a limit of £650, now and then with late payment charge i go over currently account is £667 (yes…
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Claim on Credit Card under section 75
On completing my claim I want to know if I can claim lost interest on my savings. I cleared my credit card the following month which included the large transaction I am claiming on. I withdrew funds from my savings account. Also can I start small claims at the same time as six year limit is up shortly and I cant see me…
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Template Letter needed
Good afternoon I hope someone can help me with a template letter? I have been in a DMP since 11/2009 and have been able to clear a large amount of debt and I am now in a position to stop the DMP and pay my remaining creditors (Barclay Card and Capital One card) again under the terms and conditions. Capital One did default…
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credit card sofa deposit
I have saw sofa that will really suit us from scs but after reading lots of bad reviews I am a bit concerned. I will need to finance sofa but was wondering if I put a small deposit on my credit card and sofa is shoddy will I be able to persue a claim via the credit card for the full sofa amount as I have heard about this…
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New 'wave' cards?
Sorry if this is on here somewhere, but I can't find anything. I recieved my new Play card (MBNA) from them the other day. It's just a renewal card as my old one is due to expire. It's got info on it that this card is no longer a 'chip and pin' and that I just 'wave' it over a scanner, at the till. MBNA confirmed, when I…
