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ppi payments
hi all i have a barcalcard credit card and have realised that my ppi payment is not included in my miniumum payment. i dont really look at my statements as i always pay the miniumum payment every month, but have just realised what has been happening and my balance has been going up every month instead of coming down.. im…
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Store card-pls help!
I emailed my store card retailer asking them why I havent had any recent paper statements-just for my records, as I thought i had paid off all. They emailed me back to say there was an error on my account and have now updated stating i owe £700! is there any way they could wave some of this as they didnt inform me monthly…
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Struggling to get a CC
Hi all. I'm trying to apply for a new credit card, really to just transfer my balance from my card that i have now which is at 29% APR. At the moment I'm paying off just over the minimum each month, which doesn't leave me anywhere. How can i get accepted on these 0% credit cards or even 15% cards!? I've tried getting my…
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Santander 0% application letter (unusual question!)
Recently got a personal application for the fee free Santander credit card. Chucked everything into one big Santander pile and notice I have 3 Santander self addressed envelopes in that pile. I don't know which one to use for the application, Doh!! There are Bradford, Bootle and Liverpool addressed envelopes. Which is the…
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Halifax online banking
I could see the " offer for you " section but since they introduce the new online banking interface i am unable to see that section, is there any one noticed the same. Thanks
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Cashplus card with creditbuilder
Hello I applied for the cashplus card and also selected yes to the credit builder option I applied on the 8th of March and received my card on the 12th of March. What i want to know is when i will know if i have been accepted for the credit builder? All i received from them is the Loan agreement sent the day i applied but…
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Kalixa
Just wondering if anyone has had any dealings with the Kalixa prepaid card? I signed up last week, transferring £80 from my bank account on to the card. Unfortunately I have no account details to access my online account. I have emailed them twice, but am yet to receive a reply. I have also tried contacting their customer…
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Have I made the right CC decision?
Hello Everyone. I'm trying to figure out if I've made a good choice on my credit card. I'll start by giving everyone a little information. I'm 18 and self-employed so I began by taking a look at Barclays. I have a current account with them so that was naturally my first choice. On their site the recommended minimum income…
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Santander PPI
I asked another question about PPI in another thread. Which resulted in me trying to get PPI card protection through Santander. Now for the last 2 hours I have been trying to do this with no joy. I think I must have been to every department they have and even been sent to Aviva to do this. They couldnt't help either. Does…
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Associates Credit Card help
my mum got a letter saying she owed tham £4432.10 from Associates Credit Card in 2002 my mum asked from a statement thay did not send any more letters or statements untill last week we got a letter saying coot now own it
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Cashplus & Car Rental in the USA
I'm travelling to Washington DC tomorrow, for a week long road trip! For this I need to hire a car, but have only a Barclays Cash Card Visa Debit and a CashPlus Gold MasterCard. Two questions: 1. If I haven't enabled the car hire thingy on the CashPlus card (I'm pretty sure I have), how long do they take to sort it out?…
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AA credit card reward points redemption for home insurance
I redeemed some AA credit card reward points at the beginning of January for a voucher for home insurance. When the voucher (in letter form) arrived I called the number on it to take out a policy and was told I'd need to send the voucher in after I paid for the policy which I did. The voucher was then returned with a…
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Distance selling regulations and retailers defaulting
Hi I bought some goods from an online retailer. I sent them back within the 7 days for refund. I got an email from retailer stating I could not have a refund as I had used the items, which I had not. They claimed that there were witness devices that could detect use. These devices were only mentioned once you had asked for…
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Credit Card Needed Quick!
Hi Am buying a car on Friday and suddenly realised that buying it with a credit card rather than cash (which I have) means I could earn cashback or a freebie - car is £7,500. Would any card applied and approved today on internet be with me by Friday???
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nationwide
does anyone know if one can make transfers to current accounts?
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Couple of questions about credit cards
Hi As I have mentioned on another thread, it looks like I could be losing my job at the end of the year due to relocation. The thing is I have 2 credit cards £1000 on one £2000 on the other. I dont have payment protection on either, could I add this on now? Also would like to try and pay as much off as quick as possible,…
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How to credit check with no history??
Hi all. Wanted to do a quick credit check using the Moneysupermarket tool toted here but I have less than one year UK address details after being abroad for 15 years and giving foreign address is irrelevant ... I have a few things going against me when it comes to being accepted for any loan or CC: I'm living in shared…
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Credit card issue with insurance company
My Dad has an issue which I hoped someone could advise on. He paid his partners car insurance over a year ago £400ish on his credit card. They split recently. He then noticed the other day that the insurance company had automatically renewed it and taken another £400 for her insurance. Does he have any right to get the…
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Mistake in Jugement for Claimant
Hi Not sure this is the right area for this query so please forgive me. I have received a judgement for claimaint ordering me to pay £198.07 plus costs of £120 -- a total of £318.07 -- by installments of £525.26. There is no instruction on how many installments so I'd have to assume it was one installment of £525.26. This…
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which one
can anyone explain which one is best 0% balance transfer or low rate apr for life
