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Balance Transfer?
Hey All, I currently have a credit card and an old overdraft which i'm trying to pay off at the moment. I've just changed banks to Santander, and wanted to transfer both onto one new credit card with Santander so that I can manage it easier. My question is: If I want to pay the overdraft off with the credit card, does it…
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Balance transfer
Hi, Can anyone advise me if I can transfer my sons Nat West credit card balance on a not yet opened credit card in my name to enable him to pay off his debt on a free balance transfer but in mt name.
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Paying off Santander - How do they work it?
Just wondering if anyone has experience of Santander's policy when your clearing your balance. Have been on 0% BT for 1 year which expires 16/04/11. Pay minimum by DD every month which they take roughly around the 11. So..... a. do they take faster payments. If so I can pay the remaining on the 12th and know it will be…
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Santander took early payments
I have a Paypal credit card which is via Santander cards. I pay the payments via direct debit via my Santander (Alliance and leicester) bank account. Several days before the end of January, Santander took February`s payment from my bank account. I thought this was an error, but did not question it. Several days before the…
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18 month deal from MBNA
MBNA visa,following taken from front page on mbna site. 0% on balance transfers for 18 months from the date your account is opened (2.88% handling fee). For this great rate your balance needs to be transferred within the first 60 days of your account opening 0% on money transfers for 18 months from the date your account is…
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Ryanair and Neteller prepaid mastercard
Hi, late on Friday evening ( 11/03/2011) I purchased some flights from Ryanair using this new (to me) Neteller prepaid credit card which I had applied for especially for this type of thing. I read all the gumpf before applying from MSE.com and can remember comments being made about how unfriendly it is to use. I can vouch…
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Please Help re:Credit Cards in USA
Hi everyone, After months of trawling the boards i finally joined up so apologies if this post is in the wrong forum or is a bit vague, please dont shoot me down :) My predicament is such. I am travelling to the US on holiday and am being told i need to use a credit card for hotel and rental car "holds", for just in case…
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Amex swapping cards on me
Hi, I have had an American Express Blue cashback card (no annual fee) for about 6 years now at least. Today I received in the post, as the card is due to expire, my replacement card. However this is an Amex Platinum Credit Card, no mention so far in Ts & Cs of annual fee, cashback etc etc.. Anyone else had this - hopefully…
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store card or credit card which is easier ?
hi, would like to know people's experience on which is easier to gain a store card or credit card, i'm at the beginning of trying to build up a decent credit rating and at the moment have no debt,no credit cards,loans etc but this in turn means as i'm very well aware i have no credit history and would like to know best way…
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Transfering balances with high debt
1st Post so be gentle. Used Credit Expert yesterday (yes I know!) Seen score was good despite high levels on cards and loans (yes agin I know!). Made a few applications for cards to transfer existing balances to. Rejected on all. I, paying more than the min on each of my cards and wil continue to do so. Just wondered if…
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BT from Natwest Yourpoints Mastercard to Halifax Clarity
Hello i got the Natwest Yourpoints at the end of September, to build up my credit history and have since been using it and paying it off (first minimum to take advantage of the 0% offer, now in full every month). As I travel to Spain at least a couple of times a year and am also preparing a big trip to India, I applied for…
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Balance transfer chicanery
Hi, I have just taken out a Tesco CC with a 3,600 limit. I have a balance transfer of 2,300 at 0% for 9 months. New purchases are 0% for 13 months. I have made purchases totalling 600 already. My question is, if I were to pay off the 2,300 straight away, would that repayment clear the balance transfer, leaving me free to…
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What card to balance transfer American Express balance?
I have an American Express credit card and want to complete a balance transfer. I've tried using Barclays but it doesn't accept balances from American Express. Any ideas what cards will allow you to complete this? Thanks Tony
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Unhappy about service from garage
Hi everyone we have been having a few problems with our car lately and have had looked at at at a local specialist garage. We have had the car back twice now as they stated it was repaired and yes you guesses it a big fat NO it was`nt. As we paid on our credit card do we have any come back or not as I think the garage will…
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Credit Reports
How do I get a free credit report. I keep seeing it mentioned on the main site but can't find any links for it. Thanks.
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How do i know how much??
i've been accepted for a capital one credit card online. how do i know how much the credit limit is?? couldn't see anything online. had my pin number sent today so i know it's been accepted. i only want it for emergencys t, x
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Too many applications?
Last month, I applied for a Tesco credit card but was rejected. I checked my files and everything was fine (apart from the electoral roll, which I have since updated). I sent a letter asking them to reconsider, but they replied saying my reconsideration had been rejected. This is where the confusion kicks in. I phoned…
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MBNA rejecting payment
I tried to pay my bill from my Santander account before the payment date. I gave them MBNA's account code, sort code and the credit card number as reference. I later found out that I was charged £12 overdue fee. MBNA had rejected the payment saying they did not receive the credit card no. and they cannot accept payments if…
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When would be the best time to apply?
Well, as of this Wednesday coming I should be default free. :j I plan to wait a month to allow the credit file to be updated then I'll check them all to make sure they've been removed. Also, as of the beginning of April I start a new full time permanent job after being a student and doing temp work over the past 5 years or…
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Balance Transfer Payed but not showing.
Hi there, I recently initiated a Balance Transfer to pay off my HSBC credit card. (Transfered to a BarclayCard Platinum) However though the transfer is now showing on both sides (the HSBC statement says - payment received thankyou for the correct amount.) My balance at HSBC is still showing as not having changed. I rang…
