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ASDA Credit Card Payments
Hi All, I'm a total newbie so please be kind! I got an ASDA credit card in the summer and requested to pay the balance in full each month by direct debit. My October statement said they would collect the full amount of £287 on or after 22 Oct - yesterday they took a direct debit of £37!!!! Has anyone else had problems with…
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How does Payment Protection work?
Hello, I am just sending off some forms i have completed for PP on a couple of credit cards i own. I am unemployed just now and normally i would pay about double of the minimum monthly payment and was wondering how it will work out when the PP kicks in. Does the interest stop on the card and is only the minimum payment…
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Consumer Power: Have your say on the future of consumer credit
The government has asked the Department of Business, Innovation & Skills to develop an action plan to encourage better borrowing and lending both for consumers and from lenders. Consumer credit has been a blurry subject for far too long. Lenders are often incentivised by commission schemes when trying to sell you products…
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Reposted just to clear things up-
hi I'm new to this site and need all the advice I can get. Earlier in October I purchased a product online NOT !!!!!! but TEETH WHITENER vain I know.I believed it was a one off purchase however I have come to realise via my credit card statement and by contacting the company that the product was actually a monthly…
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i want to do a balance transfer
HELP.. i want to do a balance transfer .. £7400 i want 0% apr 0 - low transfer fee (2.5% OR less) short term is ok balance will be paid off in june 2011 no further purchases will be made good credit history currently with MBNA which card do you recommend ???
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CC balance in credit...do i still have to pay this months bill?
Hi! This is prob a stoopid question but here goes.... I am currently £500 in credit on my Barclaycard due to a refund from John Lewis for a faulty tv. My bill this month is £80.....now do i still pay the £80 even though i am in credit? Thanks!
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Easiest 0% balance transfer...
Ok it sounds like a stupid question. Here's my situation. I have £750 to pay on my Nationwide Credit card, so it's not the end of the world just yet! I've had it for just over a year and I've never had problems paying it off, it's not always been in full every month but I've always kept relatively on top of it, I applied…
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Credit Card Advice Please.
Hello all, This is a basic plea for advice regarding our situation with acquiring a new credit card. I am sure there are plenty of threads that could help but there are a fair few to trawl through so I apologise for adding to that. The situation is that the wife and I are trying to get a new credit card so that we can…
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need advice please- never thought I'd get caught out
hi I'm new to this site and need all the advice I can get. Earlier in October I purchased a product online NOT !!!!!! but TEETH WHITENER vain I know.I believed it was a one off purchase however I have come to realise via my credit card statement and by contacting the company that the product was actually a monthly…
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sainsburys vs tesco - can't decide
Hi all, I'm really undecided about which of the two to apply for. Is the 1 month difference for 0% purchases the real big difference apart from collecting points? I'm not transferring any balance, I would only be using it for new purchases. Thing is I shop more at Sainsburys than Tesco and Tesco is also reducing their…
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Credit card hikes interest, customer closes account, 3 days later new card offered.
Though this was odd. My brother the other week had a letter off MBNA saying they were hiking his interest by a fair bit. On my advice he declined and closed the account then 3 days later he gets a letter offering a new card with 16 months interest free and a lower apr than he had before anyway. He applied and was accepted.…
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Littlewoods Credit Card Services
Has anyone heard of these people? The reason I ask is that I have just set up a phone line and I am getting constant automated messages from them, asking to speak to someone who isn't me. If I ring them back I need to prove I am this other person, which obviously I cannot. I have been emailing Littlewoods as in the…
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company credit card
Hi my company is going to introduce credit cards so it will be easier for us to buy materials when out on jobs.My question is that they have asked us for some personnel info mothers maiden name how long been at home address etc. Is this normal
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Credit Card payments and problems.
Good Evening, This is a rather long story, In February 2007 I was pushed into having a student credit card (limit £500) by a man at the bank (stupid I know). It didnt take long before this was maxed and I was paying back in regular instalments. Then in May 2009 there was a mistake and the bank put £800 on to the credit…
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Making an MBNA payment over the phone?
Hi, Is there an automated phone service to pay your monthly payment on an MBNA credit card? (like you can with an Argos card for example - you don't have to speak to anyone). I need to make a payment on my mums behalf as she has been suddenly taken into hospital and her MBNA credit card payment needs to be paid by tomorrow…
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Acai Berry Scam Recurring payments
I feel very embarrased, but I have been duped by a company offering a free trial of Acai Berry diet pills. The website suggested that I would only pay $2.95 shipping, but I have been charged $87.13 which works out at £54.48 on my credit card. I've been researching what I can do, and after speaking to my credit card…
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Aqua Rejection!
So today I applied for my first ever credit card through my bank. I had signed up for the free trial with Experian and checked my report which showed nothing, but reminded me that I wasn't on the electoral roll and was using 34% of my available credit (whatever that means). I applied with my bank (Halifax) having finally…
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Credit card shuffle time again! But I need help!
Hi folks, I am about to attempt to get credit to do a wee shuffle again as my rates on the cards have reverted back to a high interest again. :eek: My big worry is that I remember that certain credit card providers are linked to other cards - so for example MBNA may also own tesco clubcard credit cards - therefore I…
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Barclaycard - Don't know what to do :(
Hi all, I've been a lurker on the forum for a while and decided to post in the hope that someone might know what I can do. I've just graduated and managed to find a job with a reasonable salary, despite this I'm still worried about money. I have a debt to Barclaycard for £700 . I was paying the minimum payment right up…
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Regected First Credit Card
Can some one please give me advice, I have applied for a credit card and been regected. I have looked at my credit report and everything is fine on it, and I was recently looking a mortgage and been approved for it, althoght things feel through and we didn't need it. How can i get rejected for a credit card when i can get…
