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MBNA - Data Protection
Hi, not sure if this is the right place, but I'm new here. I have missed a payment on an MBNA credit card and have received several phone calls from them regarding this. My query is as follows: their most recent call was taken by my wife. Although she is an Additional Cardholder, it's not a joint account. They hassled her…
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BT Advice Needed
I have a Tesco card with £3k on it. The deal has run out so I applied for a Halifax cc. I have a perfect credit record and regularly pay £1k off per month on the account. I have been approved for a Halifax cc but only have £500 credit limit which will be reviewed after 6 months ! Therefore, the 0% period of 10 months is…
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new card???
hello all i wanted to check what people thought was the likelihood of me getting approved for a new card and to clarify a few things. i currently have one card from tesco which i have had for 4-5 months and currently have £934 on it with a limit of £1000. come friday this will be down to £650-£600 Im looking at getting the…
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do CC offer settlement figures
Hi, I have four cards two egg one First direct and one barclay card, due to a property sale I am in the position to be able to pay them all off:j So, do cards have an early redemption figure like loans? is it worth having ago or am I stuck with paying 'the bottom line' it's my debt I know but worth a try, :money:
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payment in time?
I have finally set up a direct debit to pay the full balance but it wont make this months statement. The payment is due on saturday 30th october. I will pay full balance in the bank tomorrow should it reach my account in time the card is an mbna mastercard. Thanks for all your help janette xx:D
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Experian...Rating is 807
Hi all, I have been worried for a while that my credit rating would be quite low. I am saving up for a house deposit and would like a mortgage in the next 2/3 years. I logged in today and my rating was 807 on Experian, is this any good for a 22 year old? I am slightly confused because it does not show up a car HP from…
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Post Office Credit Card - a cautionary tale...
As this credit card is supposed to be particularly favourable for use overseas, we opened an account and used it on our summer holiday. My wife sent a cheque to clear the account 9 days before the due date - plenty of time one would think. However, it seems the cheque did not arrive on time, so believing the cheque must…
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HELP...i want to do a bank transfer
using my interest free credit card...but if you do a tranfer they charge you a percentage...i thought if i used paypal or something similar i would get away with paying this as it would be a purchase...would this be right???HELP!!!
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Commercial Mortgage
hello, i am here.
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Halifax Clarity Card - How Much Interest
Am goin to pakistan in a few months for about a month. The limit on the card is £3600 if I was to withdraw the whole amount out of the cash machine over the and paid this back when I returned after 4 weeks roughly how much interest would I be charged? The rate on the card is 12.9% Thanks
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Superbalance Transfers??
Is this a recent thing? Last year I took a 0% Virgin credit card to pay off my £1,500 overdraft. Balance transfer sorted, so just owed Virgin the balance. I brought a holiday (and spending money) to New Zealand using the initial overdraft I cleared therefore defeating the purpose of clearing it in the first place. Let's…
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Airmiles Due to Barclaycard?
I currently have an Airmiles duo card with LTSB but dont really use it alot as I dont have any need to collect airmiles. The card has a small limit of roughly £500. I also bank with barclays with student a/c but have a p/t job with a salary of £7K so would like a barclaycard so i can collect points through the freedom…
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Egg Money Card Credit Limit
After studying the MSE cards and loans section I decided an Egg Money card was the one for me. I applied, was successful & started to use the card this last January. I was after the cashback and intended to follow Martins advice and use the card for absolutely everything, paying off the balance in full each month. Trouble…
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canceling a credit card
Hi all. At the age of 30 something i have had my one and only credit card for a year now. It's a no frills no gimmick card but now i have had one i may find myself brave enough to move on to one that gives reward for me staying loyal in the way of cash back. So how do i cancel my card. i would assume i need to give notice…
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Fast borrowing/payback options?
I'm in a tough situation & would greatly appreciate some advice from the experts. I've posted this in the 'credit card' forum as after reading through the 'credit cards & loans' section on the main website it seems like credit cards are going to be my best option as the debt is going to be paid off in a short period time.…
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Fraud
I got a letter on Wednesday from Barclaycard saying there was suspicious activity on my card. The letter also said they had cancelled the card, would send me a new one and to phone them. When I phoned up they said there had been a £4,000 balance transfer on the Monday. I said this wasn't by me and they took me through the…
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Santander Zero CC problems - how do I call them?!
I know, Santander problem, shock horror! :eek: I took out a Santander Zero CC for the 0% balance transfer offer. Fortunately, I'm now in a position where I'm able to repay the entire balance before the 0% deal is up. This proved to be harder than I thought. I called the number on the back of the card, which turned out to…
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Capital One Classic - When do they let you know about credit limit?
Hi, I just applied for the Capital One Classic card to take advantage of the 1% Cashback. It says got accepted, I signed the CC agreement electronically, will receive card in the next few days. But I just don't seem to see the credit limit. When do they let you know about it? A bit odd they don't mention it immediately,…
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Tesco Clubcard Credit Card - increasing limit???
I've a limit of £2.25k. I built a PC on the card which ran about £1.2k of it in one hit. There's no question that this money will be paid off towards the end of the 12 months. Thing is, i've only got about £200-£300 left on this card, which was opened in July. Do they review my limit after so long? Can i apply to raise the…
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Likely limit for first credit card?
Ive just been accepted for a barclaycard platinum and im wondering what kind of limit I can expect. Im only working part time at the moment so only earn about £4000 a year, this is my first credit card. Any rough estimates will be appreciated :)
