We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Easiest 0% balance transfer...

Options
Ok it sounds like a stupid question. Here's my situation. I have £750 to pay on my Nationwide Credit card, so it's not the end of the world just yet! I've had it for just over a year and I've never had problems paying it off, it's not always been in full every month but I've always kept relatively on top of it, I applied for a credit report account and had a look, nothing seems to stand out in a bad way but the thing is I'm still only 19.

What I want to do is clear the card, but obviously would prefer not to have interest on it so it's not plaguing my mind. What would be my best bet to get a 0% balance transfer?

Thanks,

Owen

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Your best bet is to apply for one and see how it goes....if it is the only debt you have & depending on income, you'll probably have some chance of getting one. You could try the Barclaycard pre-application check, it won't affect your credit score and they will tell you if you are eligible for one of their cards.....
  • thanks for that! It said i could get up to a platinum...which seems odd as my income is around £12k. But anyway i got a Barclaycard Gold which is fine as it has 0% on transfers until November 2011. Hopefully I will be given enough credit to transfer it all! :)

    Thanks for your help :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.