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Virgin credit card
I have a Virgin credit card and owe around £3000 on it. I am paying around £50 per month interest on it and want to know where I can transfer the balance to?? I have no clue, please help? I have an excellent credit rating, if that helps? I want a balance transfer for the longest period of time with 0%. I have promised…
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Balance Transfer- Please help- URGENT
Hi, I am 19 years of age and I did a foolish thing when i turned 18, I got a credit card. I have a current account that my wage gets paid into with an overdraft and also a bills account with a overdraft. I am in desperation to get rid of my credit card and i was wanting to know the best 0% on balance transfers card to…
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Easiest Amex card to obtain
Hi I was wondering if anyone had any experience of applying for Amex cards. I would like to be able to use their preferred seating benefit but I am not really interested in using the card itself. Which would be the easiest card to apply for in terms of criteria etc.? Many Thanks :money:
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Copy of Agreement
Hi Guys, I have previously written to Lloyds TSB requesting a copy of my alleged agreement and provided payment of £1 for said agreement. All they sent me ion return was a document which looked like it was printed out from WORD and their current terms and condition and a blank box for a signature. They claim that they do…
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Section 75 - HSBC deny liability
Hi I would be really grateful for any views on this: I had a dispute with BA where I believe they are guilty of misrepresentation in that they led me to believe when I bought a ticket that it was changeable (for a fee), but then when I tried to change the date they told me it was non-changeable, meaning I had to buy a new…
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Halifax student card
Hi all, I'm new to the forum but have been a subscriber for a couple of months. I was just wanting to ask a quick question. I currently have a Halifax Student credit card. I have 0% on purchases for 12mths, going upto 21.9% after this point. Is this a good deal or does anyone know of anything better? Also (probably on the…
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dont know when 1st cc statement is due - help please?
Hi I received a vanquis cc in Nov and as yet I have not received any statements. I am getting abit worried about it as I dont want any late payment charges. I have tried ringing on both the 0800 and 0871 numbers because I am not getting anyone answer, I have rung 4 times already today and it just keeps ringing on and on…
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getting a new credit card
Hi, Ild like to get a new credit card. Im very good with my finances, and so will pay it off in full each month. Im looking to get one purely to give me more protection when buying on the internet. Can anyone suggest any? Are there any cards that come with freebies? Is there anything I should bare in mind when getting a…
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Need To Purchase.....Any Wise Info?
Really needing to purchase a washine machine and fridge freezer, have got the following cards but dont want to start the new year adding to existing card debt although moved to another flat 4 mths ago and tempted with 0% purchases as the above items are now badly needed. P.O card 15.9 o/s 700 2300 limit Barclaycard 14.9 0…
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Get a Credit Card
I'm using checkmyfile.com to check my credit score, and checkmyfile always suggest me to request a credit card from Vanquis, but every time I tried to apply online I just get a message like this: "Unfortunately we are unable to provide a credit card to you, blah blah blah" What's wrong ?
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Capquest...being unreasonable!!!
Hey all this is my first post! I am in need of some advice...I received a letter from Capquest in regards a to a debt of 545 pounds. Now first of all, I don't mind the fact that I have to repay it..its a debt I ran up, however I am finding them totally unreasonable! On the letter it states that if I cannot pay the debt in…
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M&S Credit Card
Currently I have two credit cards: one Mastercard and one Visa, they are issued by the bank I deal with. All balances are paid of automatically at the end of each months so I never have to pay interest. They are used mainly to pay ISP and buy stuff online and while abroad and in all the years I've had them I've yet to pay…
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Question re Egg Card
I currently have a debt of around £5,000 on an Egg card at a rate of 1.385 %. I am hoping to get a job in the new year and would like to get this debt paid of quickly once I have a steady income. What I wondered was whether I should apply for a 0% card or stick with this one? If I should apply for a 0% card, how long after…
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claiming a refund?
hi all, season's greetings :) I bought a £65 voucher as a christmas present on my credit card (which has cleared) for a local independent health & beauty place... but they closed down last week. there's a notice in the window from the owner saying they have closed with immediate effect due to unforeseen circumstances.…
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Reimbursement from Credit Card Company
I have booked flights with Globespan and contacted my credit card company to make a claim. I was told to wait a week and see what happens with the administration as the company could still be sold. I have contacted the credit card company again who said that it may take months before things are sorted out. I can't book…
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How to pay credit card off???
I know it sounds silly but I just got a TESCO credit card. I have never had a credit card before and Im just thinking how will I transfer money from my HSBC account to Tesco? - I cant see any bank account or sort code? How does it work? I dont want to make any silly mistakes.... Thank you very much for your help!!!
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stupid mistake
have just withdrawn £160 by accident, my C/C and debit card have same pin (but not for much bloody longer). I immediately called the call centre and explain that it was a genuine mistake, that I was slightly inebriated and that I will pay the money in 1st thing on monday morning. What I wanted for them to do was to ensure…
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Record breaking Boxing Day sales figures...
...Or has everyone said to themselves "Well we're in a recession thats not going to get better anytime quick so if we have any available credit we'll spend it and perhaps catch up later" Any thoughts? Ferry
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lowest interest rates?
What cards have the lowest APR?
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Barclaycard Cashback Annual Fee
Can anyone remember if the Barclaycard Cashback card from a couple of months ago has an annual fee? I was 99% sure it was fee-free, but I've read something about a £20 annual fee somewhere?
