Question re Egg Card

tryingtocutback

I currently have a debt of around £5,000 on an Egg card at a rate of 1.385 %.

I am hoping to get a job in the new year and would like to get this debt paid of quickly once I have a steady income.

What I wondered was whether I should apply for a 0% card or stick with this one?

If I should apply for a 0% card, how long after I get a job will they accept my application?

(I am not a homeowner so no assets as such).

Thanks in advance for your help.

lisyloo

Sorry but without a job, home or assets, I think you are unliekly to get a 0% card.
Try to keep up minimum payments if there is any way you can.

tryingtocutback

I wont apply for anything until I get a job but I am planning ahead - what I meant was, once I have a job (pay will be around £25k) should I apply or just pay off the card Ive got?

stella2009

tryingtocutback wrote: »

If I should apply for a 0% card, how long after I get a job will they accept my application?

I was in a new job for 3 months when I applied for the Virgin and Tesco 0% cards and got both.

CLAPTON

what do you mean by a rate of 1.385% ..is that APR or monthly?